48 S Main St, Smithsburg, MD 21783 Property Records

Washington County property record for 48 S Main St, Smithsburg, MD 21783

Property Summary

Property Type	Grocery, Supermarket
Details	3,350 sqft · built 1999
Lot Size	0.24 acres (10,468 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Nov 2020)
Tax Bill	$3,556 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-002505`

Property Details

APN / Parcel Number

Primary APN	`07-002505`
Alternative APN	`002505`

Interior

Units	2 Units
Stories	1 Story
Building Area	3,350 sqft Total Area
1st Floor Area	5,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	10,468 sqft (0.24 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	002505
Street Address	48 S MAIN ST
City	SMITHSBURG
State	MD
Zip	21783
Property Category	Commercial
Property Type	Commercial > Retail > Grocery, Supermarket
Local Zoning Code	TC
Legal Description	LOT 2 0.24 ACRES 48 S MAIN ST
Legal Subdivision	CHEWSVILLE COOPERATIVE ASSOCIATES INC
Legal Lot Number	2
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	4
Census Block	4031
Census Tract	11301

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11508 WHITE HALL RD, SMITHSBURG, MD 21783-1720
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Prior Sale	Nov 3, 2005 · Amount on Record
Deed Book / Page	6419 / 152
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Nov 9, 2020
Property Address	48 S MAIN ST, SMITHSBURG, MD 21783
Document Number	0064190152
Book / Page	006419 / 000152
Instrument Date	Oct 20, 2020
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11508 WHITE HALL RD SMITHSBURG MD 217831720, SMITHSBURG, MD 21783-1720

Mortgage

Document Number	64190164
Date	Nov 9, 2020
Book Page	006419/000164

Lender

Name	RICHARD L REYNOLDS
Address	22823 STEVENSON RD, SMITHSBURG, MD 21783-1353

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,556.00 (+0.17%)	$390,300 (+0.15%)	$390,900 (-) Land $83,700 Building $307,200
2025	$3,550.00 (+3.44%)	$389,700 (+3.87%)	$390,900 (+0.46%) Land $83,700 Building $307,200
2023	$3,432.00	$375,167	$389,100 Land $83,700 Building $305,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018
Water Source	Purchased surface water from CITY OF HAGERSTOWN
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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