50 River Wind Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 50 River Wind Dr, Saint Charles, MO 63301 · Last verified March 2026

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on File
Tax Bill	$738 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`T240500074`

Property Details

APN / Parcel Number

Primary APN	`T240500074`
Alternative APN	`5-116D-D399-00-0096.0000000`

Exterior

Lot Area	6,839 sqft (0.157 acres)

Location & Zoning

Account Number	T240500074
Street Address	50 RIVER WIND DR
City	SAINT CHARLES
State	MO
Zip	63301-4597
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	RIVER BREEZE ESTS #2 LOT 96
Legal Subdivision	RIVER BREEZE ESTS #2
Legal Lot Number	96
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	1
Census Block	1001
Census Tract	310202

Owner

Source: St. Charles County records · APN T240500074

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	50 RIVER WIND DR, SAINT CHARLES, MO 63301-4597
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2025
Deed Sale	Oct 17, 2025
Deed Document Number	2025R-046472
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 17, 2025
Property Address	50 RIVER WIND DR, SAINT CHARLES, MO 63301-4597
Document Number	0000046472
Map Reference	DOC 2023R-022804
Instrument Date	Oct 17, 2025
Instrument	2025R-046472
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16141 SWINGLEY RIDGE RD # RD109, RD109, CHESTERFIELD, MO 63017-1774

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	50 RIVER WIND DR, SAINT CHARLES, MO 63301-4597

Mortgage

Document Number	0000046473
Date	Oct 17, 2025
Instrument	2025R-046473

Lender

Name	ARSENAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 01, 2030
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year T-Bill
Margin	2
Max Rate	10.5%

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$738.00	$11,400	$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833102021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	37 (1979–2022)
Claims Outside the SFHA	2 of 37
Most Recent Claim	Jul 2022, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jul 2022 · 2 claims Severe Storms & Flooding, Aug 1993 · 26 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 438 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.