St. Charles County property record for 46 River Wind Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.157 acres (6,830 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $530,000 (Nov 2025) |
| Tax Bill | $770 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | T240500073 |
| Primary APN | T240500073 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,331 sqft Living Area |
| Gross Area | 3,715 sqft |
| Basement Area | 1,384 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,830 sqft (0.157 acres) |
| Account Number | T240500073 |
|---|---|
| Street Address | 46 RIVER WIND DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4597 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER BREEZE ESTS #2 LOT 95 |
| Legal Subdivision | RIVER BREEZE ESTS #2 |
| Legal Lot Number | 95 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 310202 |
Source: St. Charles County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 RIVER WIND DR, SAINT CHARLES, MO 63301-4597 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2025 · Amount on Record |
| Deed Sale | Nov 19, 2025 · Amount on Record |
| Deed Document Number | 202552122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 19, 2025 |
| Property Address | 46 RIVER WIND DR, SAINT CHARLES, MO 63301-4597 |
| Document Number | 0000052122 |
| Map Reference | DOC 2023R-022804 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 2025R-052122 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 4, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16141 SWINGLEY RIDGE RD # RD109, RD109, CHESTERFIELD, MO 63017-1774 |
| Name | Verified Name |
|---|---|
| Address | 46 RIVER WIND DR, SAINT CHARLES, MO 63301-4597 |
| Document Number | 0000052124 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025R-052124 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,700 (+783.33%) | $530,000 (+783.33%) Land $60,000 Building $470,000 | |
| 2025 | $770.00 | $11,400 | $60,000 Land $60,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 37 (1979–2022) |
| Claims Outside the SFHA | 2 of 37 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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