50 River Oaks Dr, Unit 103, Durango, CO 81303 Property Records

La Plata County property record for 50 River Oaks Dr, Unit 103, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,415 sqft · built 2005
Lot Size	0.029 acres (1,243 sqft)
Owner	Trust Name on File
Tax Bill	$2,577 (2025)
Deeds & Mortgages	Oct 2018 Transfer Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5669-092-02-097`

Property Details

APN / Parcel Number

Primary APN	`5669-092-02-097`
Alternative APN	`R428506`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	23 Units
Stories	2 Stories
Building Area	2,415 sqft Living Area
Gross Area	2,848 sqft
Basement Area	590 sqft
Finished Basement	590 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Lot Area	1,243 sqft (0.029 acres)
Garage Type	Attached
Garage Area	433 sqft
Porch	Unfinished Open Porch
Porch Area	204 sqft
Patio Area	186 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R428506
Street Address	50 RIVER OAKS DR, 103
City	DURANGO
State	CO
Zip	81303-8907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RIVERS EDGE TWH AT ESCALANTE BLOCK: 0 LOT: 19 UNIT 19, RIVERS EDGE TOWNHOMES AT ESCALANTE CROSSING RESUB ESCALANTE CROSSING LOT 19A-R PH2 AS BLT PL 921220, 50 RIVER OAKS DR #103 DURANGO 81303
Legal Subdivision	RIVERS EDGE TWH AT ESCALANT
Legal Phase	2
Legal Block	1
Legal Lot Number	19
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1075
Census Tract	971100

Owner

50 River Oaks Dr, Unit 103 is held in a trust since November 2011.

Source: La Plata County records, as of July 20, 2026

Owner of Record	Trust Name on File
Mailing Address	1295 ESCALANTE DR, 18, DURANGO, CO 81303-8904
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 12, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 22, 2011
Transfer Doc	0001045413
Record Updated	Sep 20, 2026

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 26, 2018
Property Address	50 RIVER OAKS DR UNIT 103, 103, DURANGO, CO 81303-8907
Document Number	0001149845
Instrument Date	Sep 1, 2018
Instrument	1149845
Transaction Type	Transfer
Record Updated	Nov 7, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	715 LIVE OAK RIDGE RD NIPOMO CA 934449521, NIPOMO, CA 93444-9521

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jan 12, 2017
Property Address	50 RIVER OAKS DR UNIT 103, 103, DURANGO, CO 81303-8907
Document Number	0001123197
Instrument Date	Jan 11, 2017
Instrument	1123197
Transaction Type	Transfer
Record Updated	Mar 6, 2017
Title Company	TITLE DURANGO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 RIVER OAKS DR #101 DURANGO CO 813038907, 101, DURANGO, CO 81303-8907
Investor	Possibly a Property Investor

Mortgage

Document Number	1123198
Date	Jan 12, 2017
Instrument	1123198

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 50 River Oaks Dr, Unit 103 was $2,577.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,470 (-0.94%) Land $8,730 Building $39,740	$782,810 (-) Land $140,940 Building $641,870
2025	$2,577.00	$48,930 Land $8,810 Building $40,120	$782,810 Land $140,940 Building $641,870
2023	$1,322.00 (-2.94%)	$33,160 (-1.84%) Land $6,800 Building $26,360	$494,940 (+1.83%) Land $101,470 Building $393,470
2022	$1,362.00	$33,780 Land $6,230 Building $27,550	$486,030 Land $89,690 Building $396,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 50 River Oaks Dr, Unit 103 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 units insured incl. 6 condo units
Nearby Flood Claims	1 (2004)
Most Recent Claim	Apr 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 River Oaks Dr, Unit 103 is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 62% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FastTrack Communications.

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