50 River Oaks Dr, Unit 101, Durango, CO 81303 Property Records

La Plata County property record for 50 River Oaks Dr, Unit 101, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,122 sqft · built 2005
Lot Size	0.027 acres (1,169 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Oct 2021)
Tax Bill	$2,449 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5669-092-02-095`

Property Details

APN / Parcel Number

Primary APN	`5669-092-02-095`
Alternative APN	`R428504`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	23 Units
Stories	3 Stories
Building Area	2,122 sqft Living Area
Gross Area	2,574 sqft
Basement Area	480 sqft
Finished Basement	480 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Lot Area	1,169 sqft (0.027 acres)
Garage Type	Attached
Garage Area	452 sqft
Porch	Unfinished Open Porch
Porch Area	276 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R428504
Street Address	50 RIVER OAKS DR, 101
City	DURANGO
State	CO
Zip	81303-8907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RIVERS EDGE TWH AT ESCALANTE BLOCK: 0 LOT: 17 UNIT 17,RIVERS EDGE TOWNHOMES AT ESCALANTE CROSSING RESUB ESCALANTE CROSSING LOT 19A-R PH2 AS BLT PL 921220, 50 RIVER OAKS DR #101 DURANGO 81303
Legal Subdivision	RIVERS EDGE TWH AT ESCALANT
Legal Phase	2
Legal Block	1
Legal Lot Number	17
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1075
Census Tract	971100

Owner

50 River Oaks Dr, Unit 101 is owned by an individual who bought it in October 2021.

Source: La Plata County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	13 JANES LN, CLINTON, CT 06413-1220
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 23, 2020	Special Warranty Deed, Transfer · FHA Mortgage UNIVERSAL LENDING CORP
Jan 12, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	Jan 12, 2017 · Amount on File
Deed Document Number	20211200677
Record Updated	Oct 29, 2026

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 13, 2021
Property Address	50 RIVER OAKS DR UNIT 101, 101, DURANGO, CO 81303-8907
Document Number	0001200677
Map Reference	DOC 921220
Instrument Date	Oct 12, 2021
Instrument	1200677
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13 JANES LN, CLINTON, CT 06413-1220

Mortgage

Document Number	0001200678
Date	Oct 13, 2021
Instrument	1200678

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Dec 23, 2020
Property Address	50 RIVER OAKS DR UNIT 101, 101, DURANGO, CO 81303-8907
Document Number	0001184023
Map Reference	DOC 921220
Instrument Date	Dec 23, 2020
Instrument	1184023
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	COLORADO TITLE & CLOSING SER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 RIVER OAKS DR, DURANGO, CO 81303-8907

Mortgage

Document Number	0001184024
Date	Dec 23, 2020
Instrument	1184024

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jan 12, 2017
Property Address	50 RIVER OAKS DR UNIT 101, 101, DURANGO, CO 81303-8907
Document Number	0001123197
Instrument Date	Jan 11, 2017
Instrument	1123197
Transaction Type	Transfer
Record Updated	Mar 6, 2017
Title Company	TITLE DURANGO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 RIVER OAKS DR #101 DURANGO CO 813038907, 101, DURANGO, CO 81303-8907
Investor	Possibly a Property Investor

Mortgage

Document Number	1123198
Date	Jan 12, 2017
Instrument	1123198

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 50 River Oaks Dr, Unit 101 was $2,449, up 66.3% from the year before.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,820 (-1.46%) Land $8,680 Building $37,140	$743,910 (-) Land $140,940 Building $602,970
2025	$2,449.00 (+66.26%)	$46,500 (+40.78%) Land $8,810 Building $37,690	$743,910 (+61.02%) Land $140,940 Building $602,970
2024	$1,473.00 (+17.65%)	$33,030 (+5.22%) Land $6,410 Building $26,620	$462,010 (-1.37%) Land $89,690 Building $372,320
2023	$1,252.00 (-3.32%)	$31,390 (-2.24%) Land $6,760 Building $24,630	$468,440 (+1.39%) Land $100,900 Building $367,540
2022	$1,295.00	$32,110 Land $6,230 Building $25,880	$462,010 Land $89,690 Building $372,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 50 River Oaks Dr, Unit 101 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 units insured incl. 6 condo units
Nearby Flood Claims	1 (2004)
Most Recent Claim	Apr 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 River Oaks Dr, Unit 101 is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 62% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FastTrack Communications.

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