Norfolk County and Needham Town property record for 50 Prospect St, Needham, MA 02492 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,411 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $880,000 (2020) |
| Tax Bill | $16,707.00 (2025) |
| Primary APN | M:1310001900000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,411 sqft Living Area |
| Gross Area | 2,774 sqft Gross Area |
| 1st Floor | 744 sqft 1st Floor |
| Basement Area | 744 sqft Basement |
| Unfinished Basement | 272 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 50 PROSPECT ST |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-1805 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | 197-199 SOUTH STREET |
| Legal Block | 19 |
| Jurisdiction | NEEDHAM MA |
| Minor Civil Division | NEEDHAM |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 403400 |
Source: Norfolk County and Needham Town records · APN M:1310001900000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 50 PROSPECT ST, NEEDHAM, MA 02492-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 29, 2023 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) DIRECT CU |
| Sep 21, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance ONTO MORTGAGE |
| Jan 17, 2025 | Deed of Trust, Mortgage · Line of Credit DIRECT CU |
| Sep 21, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance ONTO MORTGAGE |
| Aug 17, 2020 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage DIRECT CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 17, 2020 · Amount on Record |
| Deed Sale | Aug 17, 2020 · Amount on Record |
| Prior Sale | May 15, 2015 · Amount on Record |
| Deed Book / Page | 38223 / 114 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 50 PROSPECT ST, NEEDHAM, MA 02492-1805 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0041117-57 |
|---|---|
| Date | Mar 29, 2023 |
| Book Page | 41117/57 |
| Instrument | 17674 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Type Change Date | Apr 01, 2029 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 50 PROSPECT ST, NEEDHAM, MA 02492-1805 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039874-502 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 39874/502 |
| Instrument | 122060 |
| Name | ONTO MORTGAGE |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 50 PROSPECT ST, NEEDHAM, MA 02492-1805 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00042213-1 |
|---|---|
| Date | Jan 17, 2025 |
| Book Page | 42213/1 |
| Instrument | 3468 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 50 PROSPECT ST, NEEDHAM, MA 02492-1805 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39874-502 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 39874/502 |
| Instrument | 122060 |
| Name | ONTO MORTGAGE |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Aug 17, 2020 |
| Property Address | 50 PROSPECT ST, NEEDHAM, MA 02492-1805 |
| Document Number | 38223-114 |
| Book / Page | 38223 / 114 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 83499 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 50 PROSPECT ST, NEEDHAM, MA 02492-1805 |
| Document Number | 83500 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 83500 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jan 09, 2030 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,707.00 (+58.72%) | $1,576,100 (+95.26%) Land $707,100 Building $869,000 | $1,222,555 (+5.28%) |
| 2024 | $1,161,280 | ||
| 2023 | $10,526.00 | $807,200 Land $516,100 Building $291,100 |
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