Norfolk County and Needham Town property record for 47 Prospect St, Needham, MA 02492 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1997 |
| Square Footage | 1,110 sqft Living Area |
| Lot Size | 9,583 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $523,700 (2004) |
| Tax Bill | $9,665.00 (2025) |
| Primary APN | M:1310001800000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,110 sqft Living Area |
| Gross Area | 1,953 sqft Gross Area |
| 1st Floor | 1,110 sqft 1st Floor |
| Basement Area | 1,002 sqft Basement |
| Unfinished Basement | 1,002 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Other Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,583 sqft (0.22 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 47 PROSPECT ST |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-1846 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 18 |
| Jurisdiction | NEEDHAM MA |
| Minor Civil Division | NEEDHAM |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 403400 |
Source: Norfolk County and Needham Town records · APN M:1310001800000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 47 PROSPECT ST, NEEDHAM, MA 02492-1846 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 05, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Dec 03, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND |
| Aug 11, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance GUARANTEED RATE INC |
| Aug 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Aug 03, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Apr 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Sep 08, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 19, 2004 · Amount on Record |
| Deed Sale | Nov 19, 2004 · Amount on Record |
| Deed Doc Number | 200412183 |
| Deed Book / Page | 21789 / 357 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 47 PROSPECT ST, NEEDHAM, MA 02492-1846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042918-433 |
|---|---|
| Date | Feb 05, 2026 |
| Book Page | 42918/433 |
| Instrument | 7606 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 01, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 47 PROSPECT ST, NEEDHAM, MA 02492-1846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38689-304 |
|---|---|
| Date | Dec 03, 2020 |
| Book Page | 38689/304 |
| Instrument | 135912 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 47 PROSPECT ST, NEEDHAM, MA 02492-1846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38201-4 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 38201/4 |
| Instrument | 80864 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 47 PROSPECT ST, NEEDHAM, MA 02492-1846 |
| Document Number | 37123-1 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 47 PROSPECT ST NEEDHAM MA 024921846, NEEDHAM, MA 02492-1846 |
| Document Number | 37123-1 |
|---|---|
| Date | Sep 04, 2019 |
| Book Page | 037123/000001 |
| Instrument | 78764 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 03, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 47 PROSPECT ST, NEEDHAM, MA 02492-1846 |
| Document Number | 36253-50 |
| Instrument Date | Aug 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Address | 47 PROSPECT ST NEEDHAM MA 024921846, NEEDHAM, MA 02492-1846 |
| Document Number | 36253-50 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 036253/000050 |
| Instrument | 76306 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 47 PROSPECT ST, NEEDHAM, MA 02492-1846 |
| Document Number | 35942-236 |
| Instrument Date | Apr 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 47 PROSPECT ST NEEDHAM MA 024921846, NEEDHAM, MA 02492-1846 |
| Document Number | 35942-236 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 035942/000236 |
| Instrument | 32835 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 47 PROSPECT ST, NEEDHAM, MA 02492-1846 |
| Document Number | 35440-24 |
| Book / Page | 035440 / 000024 |
| Instrument Date | Sep 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Document Number | 35440-24 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 035440/000024 |
| Instrument | 86959 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2047 |
Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,665.00 (-2.07%) | $911,800 (+20.48%) Land $718,600 Building $193,200 | $1,060,390 (+5.97%) |
| 2024 | $1,000,635 | ||
| 2023 | $9,869.00 | $756,800 Land $524,500 Building $232,300 |
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