Essex County and Lynnfield Town property record for 33 Prospect Ave, Lynnfield, MA 01940 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,968 sqft · built 1925 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $525,000 (Mar 2020) |
| Tax Bill | $7,209 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Apr 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0035 B:0000 L:1617 |
| Primary APN | LYNF M:0035 B:0000 L:1617 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,968 sqft Living Area |
| Gross Area | 2,818 sqft |
| Basement Area | 630 sqft |
| Unfinished Basement | 630 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,001 sqft (0.23 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 33 PROSPECT AVE |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-1909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 1617 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 209100 |
Source: Essex County and Lynnfield Town records · APN LYNF M:0035 B:0000 L:1617
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 33 PROSPECT AVE, LYNNFIELD, MA 01940-1909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 06, 2021 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK |
| Apr 06, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK |
| Mar 25, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) BANKESB |
| Mar 17, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance NORTH SHORE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 17, 2020 · Amount on Record |
| Deed Sale | Mar 17, 2020 · Amount on Record |
| Prior Sale | Oct 05, 2006 |
| Deed Book / Page | 38343 / 211 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 33 PROSPECT AVE, LYNNFIELD, MA 01940-1909 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039737-564 |
|---|---|
| Date | Apr 06, 2021 |
| Book Page | 39737/564 |
| Instrument | 20210406003470 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 33 PROSPECT AVE, LYNNFIELD, MA 01940-1909 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039737-551 |
|---|---|
| Date | Apr 06, 2021 |
| Book Page | 39737/551 |
| Instrument | 20210406003460 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 33 PROSPECT AVE, LYNNFIELD, MA 01940-1909 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042628-531 |
|---|---|
| Date | Mar 25, 2025 |
| Book Page | 42628/531 |
| Instrument | 20250325001050 |
| Name | BANKESB |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Mar 17, 2020 |
| Property Address | 33 PROSPECT AVE, LYNNFIELD, MA 01940-1909 |
| Document Number | 38343-211 |
| Book / Page | 38343 / 211 |
| Instrument Date | Mar 17, 2020 |
| Instrument | 20200317003790 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 PROSPECT AVE, LYNNFIELD, MA 01940-1909 |
| Document Number | 610802 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 610802 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Lynnfield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,209.00 (+13.4%) | $682,700 (+12.86%) Land $478,800 Building $203,900 | $783,370 |
| 2024 | $6,357.00 (-0.55%) | $604,900 (+6.93%) Land $423,700 Building $181,200 | |
| 2023 | $6,392.00 | $565,700 Land $401,900 Building $163,800 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092091004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Nearby Flood Policies | 9 in force 7 of 9 on primary residences |
| Nearby Flood Claims | 10 (1979–2021) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Oct 2021, river or lake flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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