50 Peabody St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 50 Peabody St, Gardner, MA 01440

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,685 sqft · built 1905
Lot Size	0.208 acres (9,075 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Jan 2026)
Tax Bill	$6,271 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jan 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R22 B:6 L:55`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R22 B:6 L:55`
Alternative APN	`M:P-23 B:0004 L:0055`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,685 sqft Living Area
Gross Area	4,550 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,075 sqft (0.208 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	50 PEABODY ST
City	GARDNER
State	MA
Zip	01440-3072
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R1
Legal Block	6
Legal Lot Number	55
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1003
Census Tract	707200

Owner

50 Peabody St, a triplex, is owned and occupied by an individual who bought it in January 2026.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	50 PEABODY ST, GARDNER, MA 01440-3072
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC
Jan 14, 2026	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026 · Amount on File
Deed Sale	Jan 15, 2026 · Amount on File
Deed Book / Page	73087 / 212
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jan 15, 2026
Property Address	50 PEABODY ST, GARDNER, MA 01440-3072
Document Number	073087-212
Book / Page	73087 / 212
Instrument Date	Jan 15, 2026
Instrument	3564
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 PEABODY ST, GARDNER, MA 01440-3072

Mortgage

Document Number	0000003565
Date	Jan 15, 2026
Instrument	3565

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jan 14, 2026
Property Address	50 PEABODY ST, GARDNER, MA 01440-3072
Document Number	073080-191
Book / Page	73080 / 191
Instrument Date	Jan 6, 2026
Instrument	3000
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 MASON ST, BUZZARDS BAY, MA 02532-5326

Tax Assessment & Valuation

The 2026 property tax bill for 50 Peabody St was $6,271, up 10,712.1% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,271.00 (+10,712.07%)	$455,400 (+12.61%) Land $71,100 Building $384,300
2025	$58.00 (-98.75%)	$404,400 (+30.33%) Land $64,600 Building $339,800
2024	$4,651.00 (+3.96%)	$310,300 (+11.86%) Land $58,700 Building $251,600
2023	$4,474.00	$277,400 Land $57,900 Building $219,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 50 Peabody St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 Peabody St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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