49 Peabody St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 49 Peabody St, Gardner, MA 01440

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 4,627 sqft · built 1916
Lot Size	0.175 acres (7,623 sqft)
Owner	Company Name on File
Last Sale	$30,000 (Dec 2016)
Tax Bill	$59 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R22 B:6 L:48`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R22 B:6 L:48`
Alternative APN	`M:P-23 B:0037 L:0048`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,627 sqft Living Area
Gross Area	6,408 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Slate
Lot Area	7,623 sqft (0.175 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	49 PEABODY ST
City	GARDNER
State	MA
Zip	01440-3070
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Subdivision	DONALD E & DONNA L ROY
Legal Block	6
Legal Lot Number	48
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1009
Census Tract	707200

Owner

49 Peabody St, a triplex, is owned by a company that bought it in December 2016.

Source: Worcester County and Gardner City records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	42 WEED ST, LOWELL, MA 01852-5309
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2016 · Amount on File
Deed Sale	Dec 28, 2016 · Amount on File
Prior Sale	Feb 23, 1993 · Amount on File
Deed Document Number	2016150247
Deed Book / Page	56538 / 67
Transfer Doc	47056-138
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	49 PEABODY ST, GARDNER, MA 01440-3070
Document Number	61663-141
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	42 WEED ST LOWELL MA 018525309, LOWELL, MA 01852-5309

Mortgage

Document Number	61663-141
Date	Dec 27, 2019
Book Page	061663/000141
Instrument	141920

Lender

Name	BLOOD DIAMONDS LLC

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 49 Peabody St was $59, down 98.8% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$59.00 (-98.78%)	$415,800 (+28.41%) Land $67,100 Building $348,700
2024	$4,854.00	$323,800 Land $61,000 Building $262,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 49 Peabody St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Peabody St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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