50 Opal Cir, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 50 Opal Cir, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,009 sqft · built 2009
Lot Size	1.17 acres (51,357 sqft)
Owner	2 Individual Names on File
Tax Bill	$15,097 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:341 L:004=030`

Property Details

APN / Parcel Number

Primary APN	`M:341 L:004=030`
Alternative APN	`FRAN M:341 L:004-030`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	5,009 sqft Living Area
Gross Area	10,414 sqft
Basement Area	2,258 sqft
Unfinished Basement	2,258 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,357 sqft (1.17 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	50 OPAL CIR
City	FRANKLIN
State	MA
Zip	02038-4623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	4-30
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2020
Census Tract	442201

Owner

Source: Norfolk County and Franklin Town City records · APN M:341 L:004=030

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	50 OPAL CIR, FRANKLIN, MA 02038-4623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	50 OPAL CIR, FRANKLIN, MA 02038-4623
Document Number	0001464648
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	50 OPAL CIR FRANKLIN MA 020384623, FRANKLIN, MA 02038-4623

Mortgage

Document Number	0001464648
Date	Dec 28, 2020
Instrument	1464648

Lender

Name	BLUESTONE BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 27, 2035

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,097.00 (-3.21%)	$1,299,200 (-1.8%) Land $380,700 Building $918,500	$1,333,515 (+12.74%)
2024	$15,598.00 (+8.11%)	$1,323,000 (+15.35%) Land $380,700 Building $942,300	$1,182,845
2023	$14,428.00	$1,146,900 Land $323,400 Building $823,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 15 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.