32 Opal Cir, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 32 Opal Cir, Franklin, MA 02038

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.19 acres (51,924 sqft)
Owner	2 Trust Names on File
Last Sale	$565,000 (Dec 2022)
Tax Bill	$4,426 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:341 L:004=026`

Property Details

APN / Parcel Number

Primary APN	`M:341 L:004=026`
Alternative APN	`FRAN M:341 L:004-026`

Exterior

Lot Area	51,924 sqft (1.19 acres)

Location & Zoning

Street Address	32 OPAL CIR
City	FRANKLIN
State	MA
Zip	02038-4623
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Lot Number	4-26
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2020
Census Tract	442201

Owner

32 Opal Cir, residential vacant land, is held in a trust since July 2024.

Source: Norfolk County and Franklin Town City records, as of October 5, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5 MORSE AVE, PLAINVILLE, MA 02762-1504
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2022 · Amount on File
Deed Sale	Dec 12, 2022 · Amount on File
Prior Sale	Dec 31, 2012
Deed Document Number	20221514385
Last Transfer Date	Jul 19, 2024
Transfer Doc	0001539102
Record Updated	Oct 29, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Dec 12, 2022
Property Address	32 OPAL CIR, FRANKLIN, MA 02038-4623
Document Number	0001514385
Instrument Date	Dec 9, 2022
Instrument	1514385
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 PARK ESSEX PL, SAN JOSE, CA 95136-2517

Mortgage

Document Number	0001514386
Date	Dec 12, 2022
Instrument	1514386

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Jan 1, 2026
Max Rate At Change	4%
Index	1-Year CMT
Margin	4

Tax Assessment & Valuation

The 2025 property tax bill for 32 Opal Cir was $4,426, down 1.4% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,426.00 (-1.45%)	$380,900 (-) Land $380,900
2024	$4,491.00 (+10.32%)	$380,900 (+17.71%) Land $380,900
2023	$4,071.00	$323,600 Land $323,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 32 Opal Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Opal Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20