Newton County property record for 50 Oak Ter Dr, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,718 sqft · built 2006 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $104,900 (Sep 2010) |
| Tax Bill | $2,849 (2025) |
| Deeds & Mortgages | Mar 2020 Loan Modification Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0026G-00000-075-000 |
| Primary APN | 0026G-00000-075-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,718 sqft Heated Area |
| 1st Floor Area | 1,139 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 101 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12518 |
|---|---|
| Street Address | 50 OAK TERRACE DR |
| City | COVINGTON |
| State | GA |
| Zip | 30016-0241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 75 OAKWOOD MANOR UN1 |
| Legal Subdivision | OAKWOOD MANOR |
| Legal Lot Number | 75 |
| Legal Unit | 1 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 100506 |
Source: Newton County records, as of December 16, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 50 OAK TERRACE DR, COVINGTON, GA 30016-0241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Mar 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2010 · Amount on File |
| Deed Sale | Sep 29, 2010 · Amount on File |
| Prior Sale | Jul 12, 2006 · Amount on File |
| Deed Book / Page | 2853 / 498 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 50 OAK TERRACE DR, COVINGTON, GA 30016-0241 |
| Document Number | 0039980486 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 50 OAK TERRACE DR COVINGTON GA 300160241, COVINGTON, GA 30016-0241 |
| Document Number | 0039980486 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 003998/000486 |
| Instrument | 5735 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 30, 2050 |
| Rate | 3.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 50 OAK TERRACE DR, COVINGTON, GA 30016-0241 |
| Document Number | 0040160558 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 50 OAK TERRACE DR COVINGTON GA 300160241, COVINGTON, GA 30016-0241 |
| Document Number | 0040160558 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 004016/000558 |
| Instrument | 7535 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 8, 2050 |
Source: Newton County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,849.00 (-1.25%) Homeowner's exemption | $116,720 (+0.72%) Land $20,000 Building $96,720 | $291,800 (+0.72%) Land $50,000 Building $241,800 |
| 2024 | $2,885.00 (+9.49%) Homeowner's exemption | $115,880 (+7.78%) Land $20,000 Building $95,880 | $289,700 (+7.78%) Land $50,000 Building $239,700 |
| 2023 | $107,520 Land $8,000 Building $99,520 | $268,800 Land $20,000 Building $248,800 | |
| 2022 | $2,635.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2009–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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