Newton County property record for 35 Oak Ter Dr, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,832 sqft · built 2006 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $296,000 (Mar 2023) |
| Tax Bill | $3,085 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0026G-00000-005-000 |
| Primary APN | 0026G-00000-005-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,832 sqft Heated Area |
| 1st Floor Area | 110 sqft |
| Flooring | Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12448 |
|---|---|
| Old Parcel Number | 0026G 005 |
| Street Address | 35 OAK TERRACE DR |
| City | COVINGTON |
| State | GA |
| Zip | 30016-0238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 5 OAKWOOD MANOR UN1 |
| Legal Subdivision | OAKWOOD MANOR |
| Legal Lot Number | 5 |
| Legal Unit | 1 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 100506 |
Source: Newton County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 35 OAK TERRACE DR, COVINGTON, GA 30016-0238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2024 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Oct 6, 2025 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Mar 21, 2023 | Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2023 · Amount on Record |
| Deed Sale | Mar 21, 2023 · Amount on Record |
| Prior Sale | Feb 26, 2014 |
| Deed Document Number | 0000449374 |
| Deed Book / Page | 4493 / 74 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 35 OAK TERRACE DR, COVINGTON, GA 30016-0238 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 35 OAK TERRACE DR, COVINGTON, GA 30016-0238 |
| Document Number | 0046440000000766 |
|---|---|
| Date | Aug 9, 2024 |
| Book Page | 0000004644/0000000766 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 35 OAK TERRACE DR, COVINGTON, GA 30016-0238 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 35 OAK TERRACE DR, COVINGTON, GA 30016-0238 |
| Document Number | 0047680000000516 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | 0000004768/0000000516 |
| Instrument | D2025-011219 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Mar 21, 2023 |
| Property Address | 35 OAK TERRACE DR, COVINGTON, GA 30016-0238 |
| Document Number | 0044930074 |
| Book / Page | 4493 / 74 |
| Instrument Date | Mar 21, 2023 |
| Instrument | 2023-001170 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 OAK TERRACE DR, COVINGTON, GA 30016-0238 |
| Document Number | 0000003506 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | 003506 |
| Name | GENEVA FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2053 |
Source: Newton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,085.00 (+7.6%) | $122,040 (+5.75%) Land $20,000 Building $102,040 | $305,100 (+5.75%) Land $50,000 Building $255,100 |
| 2023 | $115,400 Land $8,000 Building $107,400 | $288,500 Land $20,000 Building $268,500 | |
| 2022 | $2,867.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2009–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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