50 McKay Fields Ln, Flat Rock, NC 28731 Property Records

Henderson County property record for 50 McKay Fields Ln, Flat Rock, NC 28731 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,620 sqft · built 2022
Lot Size1.13 acres (49,223 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Oct 2022)
Tax Bill$1,951 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9588672496

Property Details

APN / Parcel Number

Primary APN9588672496
Alternative APN
  • 10006305

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,620 sqft Heated Area
1st Floor Area1,620 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area49,223 sqft (1.13 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area108 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number10006305
Street Address50 MCKAY FIELDS LN
CityFLAT ROCK
StateNC
Zip28731-1357
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAR AWAY FARMS LO6 PL2020-12833
Legal SubdivisionMCKAY FIELDS SUBDIVISIONS
Legal Block67
Legal Lot Number2496
JurisdictionHENDERSON NC
Township / Civil DivisionBLUE RIDGE
Census Block Group2
Census Block2037
Census Tract930302

Owner

Source: Henderson County records · APN 9588672496

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2 COZY CV, HENDERSONVILLE, NC 28792-9189
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 12, 2022 · Amount on Record
Deed SaleOct 12, 2022 · Amount on Record
Deed Document Number2022987942
Deed Book / Page3973 / 286
Record UpdatedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateOct 12, 2022
Property Address50 MCKAY FIELDS LN, FLAT ROCK, NC 28731-1357
Document Number0039730286
Book / Page3973 / 286
Map ReferenceMB 2020 PG 12833
Instrument DateOct 11, 2022
Instrument987942
Transaction TypeTransfer
Record UpdatedJul 17, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address97 VENTURE WAY, HENDERSONVILLE, NC 28792-2169

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2 COZY CV, HENDERSONVILLE, NC 28792-9189

Mortgage

Document Number0000987943
DateOct 12, 2022
Instrument987943
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.4%
Type Change DateNov 01, 2027
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change6.4%
Index5-Year CMT
Max Rate10.4%

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$347,800 (-) Land $46,800 Building $301,000
2025$1,951.00
2023$347,800 Land $46,800 Building $301,000$347,800 Land $46,800 Building $301,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 38% of the US · above 54% of North Carolina
Wildfire LikelihoodAbout 1 in 1,587 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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