24 McKay Fields Ln, Flat Rock, NC 28731 Property Records

Henderson County property record for 24 McKay Fields Ln, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,608 sqft · built 2022
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,817 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`9588671256`

Property Details

APN / Parcel Number

Primary APN	`9588671256`
Alternative APN	`10006304`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,608 sqft Heated Area
1st Floor Area	1,608 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10006304
Street Address	24 MCKAY FIELDS LN
City	FLAT ROCK
State	NC
Zip	28731-1357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10006304~R
Legal Description	FAR AWAY FARMS LO5 PL2020-12833
Legal Subdivision	RECOMBINATION SURVEY FOR MC VENTURES LLC
Legal Block	67
Legal Lot Number	1256
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2037
Census Tract	930302

Owner

Source: Henderson County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24 MCKAY FIELDS LN, FLAT ROCK, NC 28731-1357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
May 12, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	May 24, 2022
Property Address	24 MCKAY FIELDS LN, FLAT ROCK, NC 28731-1357
Document Number	0039170192
Book / Page	3917 / 192
Map Reference	SL 12833
Instrument Date	May 24, 2022
Instrument	980207
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 VENTURE WAY, HENDERSONVILLE, NC 28792-2169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 MCKAY FIELDS DRIVE, FLAT ROCK, NC 28731-1357

Mortgage

Document Number	0000980208
Date	May 24, 2022
Instrument	980208

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Jun 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	May 12, 2022
Property Address	24 MCKAY FIELDS LN, FLAT ROCK, NC 28731-1357
Document Number	0039120135
Book / Page	3912 / 135
Map Reference	MB 2020 PG 12833
Instrument Date	May 12, 2022
Instrument	979512
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 VENTURE WAY, HENDERSONVILLE, NC 28792-2169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 VENTURE WAY, HENDERSONVILLE, NC 28792-2169

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,900 (-) Land $42,000 Building $281,900
2025	$1,817.00
2023		$323,900 Land $42,000 Building $281,900	$323,900 Land $42,000 Building $281,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
AT&T DSL	100 / 20

May also be available: Verizon.

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