50 Lighthouse Point Rd, Prospect Harbor, ME 04669 Property Records

Hancock County and Gouldsboro Town property record for 50 Lighthouse Point Rd, Prospect Harbor, ME 04669

Property Summary

Property Type	Single Family Home
Lot Size	27.9 acres (1,215,324 sqft)
Owner	2 Company Names on File
Last Sale	$420,000 (Apr 2012)
Tax Bill	$9,413 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GOUL M:045 L:010+015`

Property Details

APN / Parcel Number

Primary APN	`GOUL M:045 L:010+015`

Exterior

Architectural Style	Multi-Family
Lot Area	1,215,324 sqft (27.9 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	50 LIGHTHOUSE POINT RD
City	PROSPECT HARBOR
State	ME
Zip	04669-5030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	10+015
Jurisdiction	GOULDSBORO ME
Township / Civil Division	GOULDSBORO
Census Block Group	3
Census Block	3020
Census Tract	965800

Owner

Source: Hancock County and Gouldsboro Town records · APN GOUL M:045 L:010+015

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	50 LIGHTHOUSE POINT RD, PROSPECT HARBOR, ME 04669-5030
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HM LOANS
Mar 23, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA NA
Jun 22, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA NA
Dec 07, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 11, 2012 · Amount on Record
Deed Sale	Apr 11, 2012 · Amount on Record
Deed Document Number	20124752
Deed Book / Page	5796 / 22
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOULDSBORO ME
Property Address	50 LIGHTHOUSE POINT RD, PROSPECT HARBOR, ME 04669-5030
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0074230131
Date	Dec 15, 2025
Book Page	7423/131
Instrument	2025016423

Lender

Name	INDEPENDENCE HM LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 01, 2055

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOULDSBORO ME
Property Address	50 LIGHTHOUSE POINT RD, PROSPECT HARBOR, ME 04669-5030
Transaction Type	Mortgage
Record Updated	Feb 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067330043
Date	Mar 23, 2017
Book Page	06733/0043
Instrument	2017003596

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 07, 2032

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOULDSBORO ME
Property Address	50 LIGHTHOUSE POINT RD, PROSPECT HARBOR, ME 04669-5030
Transaction Type	Mortgage
Record Updated	Feb 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067810254
Date	Jun 22, 2017
Book Page	06781/0254
Instrument	2017009398

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOULDSBORO ME
Property Address	50 LIGHTHOUSE POINT RD, PROSPECT HARBOR, ME 04669-5030
Transaction Type	Mortgage
Record Updated	Feb 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070790033
Date	Dec 07, 2020
Book Page	7079/33
Instrument	2020039412

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Hancock County and Gouldsboro Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Gouldsboro Town
Unified School District	Regional School Unit 24 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,413.00 (+2.38%)	$784,400 (+22.85%) Land $495,700 Building $288,700
2024	$9,194.00 (+18.14%)	$638,500 (+0.5%) Land $388,800 Building $249,700
2022	$7,782.00	$635,300 Land $388,800 Building $246,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (23009C), as of October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230099658003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (1997–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 38 locations within half a mile of this property.

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