18 Lighthouse Point Rd, Prospect Harbor, ME 04669 Property Records

Hancock County and Gouldsboro Town property record for 18 Lighthouse Point Rd, Prospect Harbor, ME 04669

Property Summary

Property TypeSingle Family Home
Lot Size0.93 acres (40,511 sqft)
Owner2 Individual Names on Record
Last Sale$260,400 (Aug 2020)
Tax Bill$3,780 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNGOUL M:045 L:007

Property Details

APN / Parcel Number

Primary APNGOUL M:045 L:007
Alternative APN
  • 508

Exterior

Architectural StyleMulti-Family
Lot Area40,511 sqft (0.93 acres)

Location & Zoning

Account Number508
Street Address18 LIGHTHOUSE POINT RD
CityPROSPECT HARBOR
StateME
Zip04669-5029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number7
JurisdictionGOULDSBORO ME
Township / Civil DivisionGOULDSBORO
Census Block Group3
Census Block3020
Census Tract965800

Owner

Source: Hancock County and Gouldsboro Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18 LIGHTHOUSE POINT RD, PROSPECT HARBOR, ME 04669-5029
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Aug 31, 2020Personal Representative Deed, Transfer · Stand-Alone First Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2020 · Amount on Record
Deed SaleAug 31, 2020 · Amount on Record
Deed Document Number202032936
Deed Book / Page7050 / 525
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOULDSBORO ME
Property Address18 LIGHTHOUSE POINT RD, PROSPECT HARBOR, ME 04669-5029
Transaction TypeMortgage
Record UpdatedDec 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0072990907
DateNov 30, 2023
Book Page7299/907
Instrument2023014238
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueDec 1, 2063
Interest
Rate TypeAdjustable Rate

August 2020: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionGOULDSBORO ME
Recording DateAug 31, 2020
Property Address18 LIGHTHOUSE POINT RD, PROSPECT HARBOR, ME 04669-5029
Document Number0070500525
Book / Page7050 / 525
Instrument DateAug 25, 2020
Instrument2020032936
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address9155 RAMBLEWOOD DR APT 325, 325, CORAL SPRINGS, FL 33071-7036

Mortgage

Document Number2020032937
DateAug 31, 2020
Instrument2020032937
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hancock County and Gouldsboro Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyHancock County
County SubdivisionGouldsboro Town
Unified School DistrictRegional School Unit 24 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,780.00 (+6.18%)$315,000 (+27.43%) Land $55,300 Building $259,700
2024$3,560.00 (+24.09%)$247,200 (+5.55%) Land $43,400 Building $203,800
2022$2,869.00$234,200 Land $43,400 Building $190,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims3 (1997–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimJan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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