45 Laurens St, Charleston, SC 29401 Property Records

Charleston County property record for 45 Laurens St, Charleston, SC 29401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,826 sqft · built 1804
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$2,550,000 (Mar 2024)
Tax Bill	$24,331 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Oct 2023 Transfer
Flood Zone	Zone X (moderate risk)
APN	`458-01-03-023`

Property Details

APN / Parcel Number

Primary APN	`458-01-03-023`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,826 sqft Living Area
Gross Area	1,977 sqft
1st Floor Area	1,044 sqft
Upper Floors Area	2,774 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1804
Effective Year Built	Effective 1804
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	146 ft deep x 60 ft wide

Exterior Amenities

Porch	Slab
Porch Area	878 sqft
Deck Area	16 sqft
Patio Area	356 sqft
Shed	1 Shed
Shed Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	45 LAURENS ST
City	CHARLESTON
State	SC
Zip	29401-1561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -45 LAURENS
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1025
Census Tract	5100

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	45 LAURENS ST, CHARLESTON, SC 29401-1561
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed, Transfer · Commercial Mortgage FIRST CAPITAL BANK
Oct 2, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2024 · Amount on Record
Deed Sale	Mar 12, 2024 · Amount on Record
Deed Book / Page	1232 / 664
Prior Transfer Date	May 24, 2023
Prior Transfer Doc	0012060169
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 12, 2024
Property Address	45 LAURENS ST, CHARLESTON, SC 29401-1561
Document Number	0012320664
Book / Page	1232 / 664
Instrument Date	Feb 26, 2024
Transaction Type	Transfer
Record Updated	May 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,630.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LAURENS ST, CHARLESTON, SC 29401-1561

Mortgage

Document Number	0001232665
Date	Mar 12, 2024
Instrument	1232/665

Lender

Name	FIRST CAPITAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Oct 2, 2023
Property Address	45 LAURENS ST, CHARLESTON, SC 29401-1561
Document Number	0012060169
Book / Page	1206 / 169
Instrument Date	May 24, 2023
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	45 LAURENS ST, CHARLESTON, SC 29401-1561

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,331.00 (+7.28%)	$2,550,000 (+3,925.26%) Land $1,675,000 Building $875,000	$2,550,000 (+38.21%) Land $1,675,000 Building $875,000
2024	$22,679.00 (+115.29%)	$63,350 (+8.36%)
2022	$10,534.00	$58,460	$1,844,960 (-) Land $1,008,760 Building $836,200
2020			$1,844,960 Land $1,008,760 Building $836,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 292 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	967 units insured incl. 675 condo units
Nearby Flood Claims	55 (1982–2023)
Claims Outside the SFHA	2 of 55
Most Recent Claim	Dec 2023 · alluvial fan flooding
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Home Telecom, Verizon.

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