50 Laurel Rd, Arden, NC 28704 Property Records

Buncombe County property record for 50 Laurel Rd, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft · built 2016
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$429,500 (Jan 2024)
Tax Bill	$1,379 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9654-46-9785-00000`

Property Details

APN / Parcel Number

Primary APN	`9654-46-9785-00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,334 sqft Living Area
Gross Area	1,886 sqft
1st Floor Area	1,886 sqft

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Porch	Finished/Screened Porch
Porch Area	108 sqft
Deck Area	98 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	50 LAUREL RD
City	ARDEN
State	NC
Zip	28704-2849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 2024-01-19 DEE
Legal Description	DEED DATE: 2024-01-19 DEED: 6379-431 SUBDIV: MOUNT ROYAL BLOCK: 6 LOT: 11 SECTION: PLAT: 0026-0042
Legal Subdivision	MOUNT ROYAL
Legal Block	6
Legal Lot Number	11
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	2
Census Block	2029
Census Tract	2205

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	50 LAUREL RD, ARDEN, NC 28704-2849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAROLINA ALLIANCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2024 · Amount on Record
Deed Sale	Jan 19, 2024 · Amount on Record
Prior Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	0006379431
Deed Book / Page	6379 / 431
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jan 19, 2024
Property Address	50 LAUREL RD, ARDEN, NC 28704-2849
Document Number	0063790431
Book / Page	6379 / 431
Map Reference	MB 26 PG 42
Instrument Date	Jan 18, 2024
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$859.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 ACORN LN, PISGAH FOREST, NC 28768-9945

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	50 LAUREL RD, ARDEN, NC 28704-2849

Mortgage

Document Number	0006379434
Date	Jan 19, 2024
Instrument	6379/434

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	50 LAUREL RD, ARDEN, NC 28704-2849
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059160346
Date	Jun 29, 2020
Book Page	5916/346

Lender

Name	CAROLINA ALLIANCE BANK
Type	Bank
Address	SPARTANBURG, SC 29306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,379.00 (-14.77%)	$214,000 (-21.18%)
2023	$1,618.00	$271,500	$271,500 (+26.87%) Land $41,400 Building $230,100
2021			$214,000 Land $41,400 Building $172,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2013–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Optimum, T-Mobile, Verizon.

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