33 Laurel Rd, Arden, NC 28704 Property Records

Buncombe County property record for 33 Laurel Rd, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1961
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$171,000 (Apr 2016)
Tax Bill	$1,157 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9654-56-2517-00000`

Property Details

APN / Parcel Number

Primary APN	`9654-56-2517-00000`
Alternative APN	`965411561552000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Utility Area	78 sqft
Utility Room	Utility Room
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Carport
Carport	Carport
Carport Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	56 sqft
Patio Area	180 sqft
Canopy	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	965411561552000
Street Address	33 LAUREL RD
City	ARDEN
State	NC
Zip	28704-2850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:04/22/2016 DEED
Legal Description	DEED DATE:04/22/2016 DEED:5418-0136 SUBDIV:MOUNT ROYAL LOT:12 BLOCK:7 SECTION:B PLAT:0026-0042
Legal Subdivision	MOUNT ROYAL
Legal Block	7
Legal Lot Number	12
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	2
Census Block	2031
Census Tract	2205

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	33 LAUREL RD, ARDEN, NC 28704-2850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA COMMERCIAL
Mar 2, 2020	Deed of Trust, Mortgage · Line of Credit UNITED FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2016 · Amount on Record
Deed Sale	Apr 22, 2016 · Amount on Record
Prior Sale	Jan 13, 2003 · Amount on Record
Deed Document Number	0005418136
Deed Book / Page	5418 / 136
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	33 LAUREL RD, ARDEN, NC 28704-2850
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058471234
Date	Dec 23, 2019
Book Page	5847/1234

Lender

Name	FINANCE OF AMERICA COMMERCIAL
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	33 LAUREL RD, ARDEN, NC 28704-2850
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058700625
Date	Mar 2, 2020
Book Page	5870/625

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,157.00 (+8.23%)	$179,500 (-)
2023	$1,069.00	$179,500	$179,500 (-) Land $43,400 Building $136,100
2021			$179,500 Land $43,400 Building $136,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2013–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Optimum, T-Mobile, Verizon.

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