50 Laurel Cir, Columbus, NC 28722 Property Records

Polk County property record for 50 Laurel Cir, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 1999
Lot Size	2.22 acres (96,921 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Mar 2022)
Tax Bill	$2,421 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P74-10`

Property Details

APN / Parcel Number

Primary APN	`P74-10`
Alternative APN	`56167`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,740 sqft Finished Area
Basement Area	1,740 sqft
Unfinished Basement	1,740 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	96,921 sqft (2.22 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Enclosed Pool
Pool Area	320 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	56167
Street Address	50 LAUREL CIR
City	COLUMBUS
State	NC
Zip	28722-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT #8 4.49AC, 0P02 PERSIMMON HILL 09
Legal Subdivision	PERSIMMON HILL
Legal Lot Number	8
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1005
Census Tract	920104

Owner

Source: Polk County records · APN P74-10

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	50 LAUREL CIR, COLUMBUS, NC 28722-9707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 09, 2018	Deed of Trust, Mortgage · ARM FIRST CITIZEN B&T CO
Jul 09, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2022 · Amount on Record
Deed Sale	Mar 30, 2022 · Amount on Record
Prior Sale	Jul 09, 2018 · Amount on Record
Deed Book / Page	468 / 1787
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 30, 2022
Property Address	50 LAUREL CIR, COLUMBUS, NC 28722-9707
Document Number	00468/1787
Book / Page	468 / 1787
Map Reference	FILE F PG 1158
Instrument Date	Mar 24, 2022
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	370 HAMILTON DR, 370, COLUMBUS, NC 28722-6779

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 LAUREL CIR, COLUMBUS, NC 28722-9707

Mortgage

Document Number	0004681791
Date	Mar 30, 2022
Instrument	468/1791

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	50 LAUREL CIR, COLUMBUS, NC 28722-9707
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000434/0000001268
Date	Jul 09, 2018
Book Page	0000000434/0000001268

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	ARM
Amount	Amount Recorded
Term	354 Months
Due	Jan 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.2%
Type Change Date	Aug 01, 2025
Index	Other

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 09, 2018
Property Address	50 LAUREL CIR, COLUMBUS, NC 28722-9707
Document Number	00434/1264
Book / Page	434 / 1264
Instrument Date	Jun 27, 2018
Instrument	004708980004
Transaction Type	Transfer
Record Updated	Mar 07, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 HAMILTON DR, COLUMBUS, NC 28722-6779

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,421.00 (+15.12%)	$463,190 (+40.2%) Land $57,250 Building $405,940	$463,190 (+40.2%) Land $57,250 Building $405,940
2023	$2,103.00	$330,384 Land $40,412 Building $289,972
2021			$330,384 Land $40,412 Building $289,972

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 8, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · river or lake flooding

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Skyrunner Fiber · Fixed Wireless	1,000 / 1,000
Uniti Group DSL	200 / 20

Based on FCC filings for 32 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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