154 Laurel Cir, Columbus, NC 28722 Property Records

Polk County property record for 154 Laurel Cir, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,684 sqft · built 1971
Lot Size	10.6 acres (464,785 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Jul 2014)
Tax Bill	$4,684 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P74-12`

Property Details

APN / Parcel Number

Primary APN	`P74-12`
Alternative APN	`52433`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,684 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1973
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	464,785 sqft (10.6 acres)
Garage Area	1,201 sqft
Parking Spaces	5 Parking Spaces
Pool Area	648 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	52433
Street Address	154 LAUREL CIR
City	COLUMBUS
State	NC
Zip	28722-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	TRUSTEES, 0P02 PERSIMMON HILL 09
Legal Subdivision	PERSIMMON HILL
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1005
Census Tract	920104

Owner

154 Laurel Cir is owned and occupied by two individuals who acquired it in June 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	154 LAUREL CIR, COLUMBUS, NC 28722-9712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Jun 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMETRUST BANK
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Jun 29, 2020	Deed of Trust, Mortgage · Line of Credit HOME TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2014 · Amount on File
Deed Sale	Jul 31, 2014 · Amount on File
Prior Sale	Jul 28, 2005 · Amount on File
Deed Book / Page	407 / 2089
Last Transfer Date	Jun 15, 2021
Transfer Doc	00460/1403
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	154 LAUREL CIR, COLUMBUS, NC 28722-9712
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00460/1408
Date	Jun 21, 2021
Book Page	460/1408

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Jun 21, 2021
Property Address	154 LAUREL CIR, COLUMBUS, NC 28722-9712
Document Number	460/1403
Book / Page	460 / 1403
Instrument Date	Jun 15, 2021
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	154 LAUREL CIR, COLUMBUS, NC 28722-9712

Mortgage

Document Number	460/1408
Date	Jun 21, 2021
Book Page	460/1408

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	154 LAUREL CIR, COLUMBUS, NC 28722-9712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	427/662
Date	Jun 23, 2017
Book Page	427/662
Instrument	004651250012

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	154 LAUREL CIR, COLUMBUS, NC 28722-9712
Transaction Type	Mortgage
Record Updated	Jul 9, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	449/1953
Date	Jun 29, 2020
Book Page	449/1953

Lender

Name	HOME TRUST BANK
Type	Non-Lending Institution
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 154 Laurel Cir was $4,684, up 1.2% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,684.00 (+1.23%)	$896,198 (+1.24%) Land $221,700 Building $674,498	$896,198 (+1.24%) Land $221,700 Building $674,498
2025	$4,627.00	$885,228 Land $221,700 Building $663,528	$885,228 Land $221,700 Building $663,528
2023	$3,983.00	$625,613 Land $163,695 Building $461,918
2021			$625,613 Land $163,695 Building $461,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 154 Laurel Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 Laurel Cir is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Skyrunner Fiber · Fixed Wireless	1,000 / 1,000
Windstream DSL	200 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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