50 Lauras Cove Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 50 Lauras Cove Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 680 sqft · built 2019
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on File
Last Sale	$223,500 (Aug 2022)
Tax Bill	$866 (2025)
Deeds & Mortgages	Aug 2022 Sale Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`455100502286000`

Property Details

APN / Parcel Number

Primary APN	`455100502286000`
Alternative APNs	`52315` `58139`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	680 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	33,106 sqft (0.76 acres)
Lot Width	30 ft Width
Porch	Porch
Porch Area	24 sqft
Deck Area	236 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	58139
Street Address	50 LAURAS COVE LN
City	MURPHY
State	NC
Zip	28906-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 110 WHISPERING HILLS 1650/133
Legal Lot Number	110
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1002
Census Tract	930606

Owner

50 Lauras Cove Ln is owned and occupied by an individual who bought it in August 2022.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Mailing Address	50 LAURAS COVE LN, MURPHY, NC 28906-4417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Warranty Deed, Transfer
Jul 20, 2020	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP
Feb 3, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2022 · Amount on File
Deed Sale	Aug 2, 2022 · Amount on File
Prior Sale	Jul 20, 2020 · Amount on File
Deed Document Number	5044
Deed Book / Page	1717 / 1125
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 2, 2022
Property Address	50 LAURAS COVE LN, MURPHY, NC 28906-4417
Document Number	01717/1125
Book / Page	1717 / 1125
Instrument Date	Jul 26, 2022
Instrument	5044
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount on Record
Tax	$447.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 SHERWOOD DR, HARRIMAN, TN 37748-7623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 LAURAS COVE LN, MURPHY, NC 28906-4417

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 20, 2020
Property Address	50 LAURAS COVE LN, MURPHY, NC 28906-4417
Document Number	001650/133
Book / Page	1650 / 133
Instrument Date	Jul 15, 2020
Instrument	3680
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1176 CAMPFIELD ROAD, WEEKI WACHEE, FL 34614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 LAURA LN, MURPHY, NC 28906-6940

Mortgage

Document Number	0001650140
Date	Jul 20, 2020
Instrument	1650/140

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 3, 2020
Property Address	50 LAURAS COVE LN, MURPHY, NC 28906-4417
Document Number	01635/0522
Book / Page	01635 / 0522
Instrument Date	Feb 3, 2020
Instrument	00505
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 RITZ RD, MURPHY, NC 28906-6259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11176 CAMPFIELD RD, WEEKI WACHEE, FL 34614-3162

Mortgage

Document Number	0016350526
Date	Feb 3, 2020
Instrument	01635/0526

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 50 Lauras Cove Ln was $866.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$866.00	$118,930	$118,930 Land $15,000 Building $103,930
2023		$118,930	$118,930 Land $15,000 Building $103,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 50 Lauras Cove Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 Lauras Cove Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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