45 Lauras Cove Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 45 Lauras Cove Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,040 sqft · built 2019
Lot Size	1.32 acres (57,499 sqft)
Owner	Individual Name on File
Last Sale	$188,000 (Feb 2020)
Tax Bill	$1,201 (2025)
Deeds & Mortgages	Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`455100504364000`

Property Details

APN / Parcel Number

Primary APN	`455100504364000`
Alternative APN	`51495`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,040 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	57,499 sqft (1.32 acres)
Lot Width	154 ft Width
Garage Area	296 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	320 sqft
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	51495
Street Address	45 LAURAS COVE LN
City	MURPHY
State	NC
Zip	28906-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 109 WHISPERING HILLS P/O 1622/991
Legal Lot Number	109
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1002
Census Tract	930606

Owner

45 Lauras Cove Ln is owned and occupied by an individual who bought it in February 2020.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	45 LAURAS COVE LN, MURPHY, NC 28906-4417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2020 · Amount on File
Deed Sale	Feb 20, 2020 · Amount on File
Deed Document Number	833
Deed Book / Page	1636 / 848
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 20, 2020
Property Address	45 LAURAS COVE LN, MURPHY, NC 28906-4417
Document Number	001636/848
Book / Page	1636 / 848
Instrument Date	Jan 24, 2020
Instrument	833
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount on Record
Tax	$376.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 RITZ RD, 236, MURPHY, NC 28906-6259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LAURA LN, MURPHY, NC 28906-6940

Tax Assessment & Valuation

The 2025 property tax bill for 45 Lauras Cove Ln was $1,201.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,201.00	$169,930	$169,930 Land $15,000 Building $154,930
2023		$169,930	$169,930 Land $15,000 Building $154,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Lauras Cove Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Lauras Cove Ln is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20