50 Hubbard St, Westerly, RI 02891 Property Records

Westerly Town property record for 50 Hubbard St, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,464 sqft · built 1986
Lot Size	0.342 acres (14,913 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jun 2018)
Tax Bill	$4,142 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:97 B:28`

Property Details

APN / Parcel Number

Primary APN	`WEST M:97 B:28`
Alternative APNs	`M:097 B:28 L` `16011010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
Gross Area	2,884 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,913 sqft (0.342 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	16011010
Street Address	50 HUBBARD ST
City	WESTERLY
State	RI
Zip	02891-3208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	28
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2015
Census Tract	50802

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	50 HUBBARD ST, WESTERLY, RI 02891-3208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Jun 14, 2018	Warranty Deed, Transfer · Conventional with PMI WASHINGTON TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2018 · Amount on Record
Deed Sale	Jun 14, 2018 · Amount on Record
Deed Document Number	20182493
Deed Book / Page	2018 / 9983
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	50 HUBBARD ST, WESTERLY, RI 02891-3208
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-16448
Date	Jun 23, 2021
Book Page	2021/16448
Instrument	2021-3691

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Jun 14, 2018
Property Address	50 HUBBARD ST, WESTERLY, RI 02891-3208
Document Number	2018-9983
Book / Page	002018 / 009983
Instrument Date	Jun 14, 2018
Instrument	2493
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 HUBBARD ST WESTERLY RI 028913208, WESTERLY, RI 02891-3208

Mortgage

Document Number	2018-9987
Date	Jun 14, 2018
Book Page	002018/009987
Instrument	2494

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2048

Mortgage

Document Number	2018-9996,
Date	Jun 14, 2018
Book Page	002018/009996
Instrument	2495

Lender

Name	WASHINGTON TR CO

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 13, 2033

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,142.00 (-3.58%)	$532,400 (+25.92%) Land $213,900 Building $318,500
2023	$4,296.00 (+0.61%)	$422,800 (-) Land $152,800 Building $270,000
2022	$4,270.00	$422,800 Land $152,800 Building $270,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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