Westerly Town property record for 48 Hubbard St, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1956 |
| Lot Size | 0.367 acres (16,006 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $312,500 (Mar 2025) |
| Tax Bill | $3,065 (2025) |
| Deeds & Mortgages | Apr 2022 Sale Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:97 B:27 |
| Primary APN | WEST M:97 B:27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Gross Area | 2,371 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,006 sqft (0.367 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 6045010 |
|---|---|
| Street Address | 48 HUBBARD ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 27 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 50802 |
Source: Westerly Town records · APN WEST M:97 B:27
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 LEVITT LN, B, EXETER, RI 02822-2916 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Apr 20, 2022 | Warranty Deed, Transfer |
| Aug 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WESTERLY CMNTY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 14, 2025 · Amount on Record |
| Deed Sale | Mar 14, 2025 · Amount on Record |
| Deed Document Number | 2025745 |
| Deed Book / Page | 2025 / 3039 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Apr 20, 2022 |
| Property Address | 48 HUBBARD ST, WESTERLY, RI 02891-3208 |
| Document Number | 02022-7874 |
| Book / Page | 2022 / 7874 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022-1838 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 HUBBARD ST, WESTERLY, RI 02891-3208 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 48 HUBBARD ST, WESTERLY, RI 02891-3208 |
| Document Number | 2018-4510 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Address | 48 HUBBARD ST WESTERLY RI 028913208, WESTERLY, RI 02891-3208 |
| Document Number | 2018-4510 |
|---|---|
| Date | Sep 04, 2018 |
| Book Page | 002018/014510 |
| Instrument | 3658 |
| Name | WESTERLY CMNTY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Sep 03, 2025 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,065.00 (-0.68%) | $393,900 (+29.7%) Land $215,000 Building $178,900 |
| 2023 | $3,086.00 (+0.62%) | $303,700 (-) Land $153,600 Building $150,100 |
| 2022 | $3,067.00 | $303,700 Land $153,600 Building $150,100 |
Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 10 (1991–2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 331 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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