50 Hidden Lakes Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 50 Hidden Lakes Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,042 sqft · built 2001
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Apr 2023)
Tax Bill	$3,741 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42320-000-0010`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42320-000-0010`
Alternative APN	`1067466`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,042 sqft Living Area
Gross Area	2,690 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Brick
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,665 sqft (0.153 acres)
Lot Dimensions	10.7 ft deep x 5.3 ft wide
Garage Type	Finished
Garage Area	430 sqft
Porch	Porch
Porch Area	218 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1067466
Street Address	50 HIDDEN LAKES DR
City	MIRAMAR BEACH
State	FL
Zip	32550-8238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 OLDE FLORIDA LAKES PH I S/D PB 14-27 OR 2304-958 OR 2375-475 OR 2578-529 OR 2792-4518 OR 2935-1860 OR 3025-1569 OR
Legal Range	21W
Legal Township	02S
Legal Section	30
Legal Subdivision	OLDE FLORIDA LAKES PHI
Legal Phase	1
Legal Lot Number	1
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950608

Owner

50 Hidden Lakes Dr is owned by an individual who bought it in April 2023.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	965 FOREST SHORE DR, MIRAMAR BEACH, FL 32550-3964
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Warranty Deed, Transfer · FHA Mortgage PRESIDENTIAL BANK FSB
Nov 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2023 · Amount on File
Deed Sale	Apr 4, 2023 · Amount on File
Prior Sale	Nov 4, 2016 · Amount on File
Deed Document Number	20230011489
Deed Book / Page	3285 / 2605
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 4, 2023
Property Address	50 HIDDEN LAKES DR, MIRAMAR BEACH, FL 32550-8238
Document Number	0032852605
Book / Page	3285 / 2605
Map Reference	MB 14 PG 27
Instrument Date	Apr 3, 2023
Instrument	20230011489
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58 COFFEETREE LN, MAKANDA, IL 62958-2742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 FOREST SHORE DR, MIRAMAR BEACH, FL 32550-3964
Investor	Possibly a Property Investor

Mortgage

Document Number	0032852607
Date	Apr 4, 2023
Instrument	3285/2607

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	50 HIDDEN LAKES DR, MIRAMAR BEACH, FL 32550-8238
Transaction Type	Mortgage
Record Updated	Nov 16, 2022
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032713647
Date	Nov 1, 2022
Book Page	3271/3647
Instrument	20220048106

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 5, 2042

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Nov 5, 2027
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	1-Year T-Bill
Max Rate	10.5%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$405,578 Land $82,400 Building $323,178	$405,578 Land $82,400 Building $323,178
2024	$3,741.00 (+2.86%)
2023	$3,637.00 (+7.73%)	$439,958 (+1%) Land $42,696 Building $397,262	$439,958 (+1%) Land $42,696 Building $397,262
2022	$3,376.00	$399,969 Land $47,393 Building $352,576	$399,969 Land $47,393 Building $352,576

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 50 Hidden Lakes Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 Hidden Lakes Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wildstar Networks.

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