50 Harbour Town Dr, Graford, TX 76449 Property Records

Palo Pinto County property record for 50 Harbour Town Dr, Graford, TX 76449

Property Summary

Property Type	Single Family Home
Details	3,126 sqft · built 2002
Lot Size	1.15 acres (50,268 sqft)
Owner	2 Individual Names on Record
Last Sale	$451,300 (Aug 2019)
Tax Bill	$6,000 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000013423`

Property Details

APN / Parcel Number

Primary APN	`R000013423`
Alternative APN	`110252305`

Interior

Building Area	3,126 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	50,268 sqft (1.15 acres)
Garage Type	Attached
Garage Area	705 sqft
Porch	Porch
Porch Area	291 sqft
Patio Area	228 sqft

Location & Zoning

Account Number	R000013423
Street Address	50 HARBOUR TOWN DR
City	GRAFORD
State	TX
Zip	76449-5125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLIFFS PHASE VIII LOT 113R G#C0250-08-00000-113-R0-0
Legal Subdivision	CLIFFS PHASE VIII
Legal Phase	8
Legal Lot Number	113
Jurisdiction	PALO PINTO TX
Township / Civil Division	STRAWN-GORDON
Census Block Group	2
Census Block	2007
Census Tract	200

Owner

Source: Palo Pinto County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 HARBOUR TOWN DR, GRAFORD, TX 76449-5125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit CLEAR FORK BANK NA
Aug 13, 2019	Vendor's Lien, Transfer · Conventional Mortgage FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2019 · Amount on Record
Deed Sale	Aug 13, 2019 · Amount on Record
Prior Sale	Dec 16, 2015 · Amount on Record
Deed Document Number	20193844
Deed Book / Page	2281 / 374
Prior Transfer Date	Aug 12, 2019
Prior Transfer Doc	2281/0374
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO PINTO TX
Property Address	50 HARBOUR TOWN DR, GRAFORD, TX 76449-5125
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 HARBOUR TOWN DR, GRAFORD, TX 76449-5125

Mortgage

Document Number	002624/556
Date	Dec 29, 2025
Book Page	2624/556
Instrument	2025-00007287

Lender

Name	CLEAR FORK BANK NA
Type	Bank
Address	MINERAL WELLS, TX 76067

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	Aug 13, 2019
Property Address	50 HARBOUR TOWN DR, GRAFORD, TX 76449-5125
Document Number	2281/0374
Book / Page	2281 / 0374
Map Reference	VOL 7 PG 50
Instrument Date	Aug 12, 2019
Instrument	2019-00003844
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	EAGLE TITLE/PALO PINTO COUNTY IN, EAGLE TITLE OF PALO PINTO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 HARBOUR TOWN DR, 50, GRAFORD, TX 76449-5125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 OAK HOLLOW RD, WOODWARD, OK 73801-7132

Mortgage

Document Number	201900003845
Date	Aug 13, 2019
Instrument	2019-00003845

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Palo Pinto County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Palo Pinto County
Unified School District	Palo Pinto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,000.00 (+4.71%) Homeowner's exemption	$704,930 (+63.15%) Land $96,800 Building $608,130	$704,930 (+63.15%) Land $96,800 Building $608,130
2024	$5,730.00 (+26.91%)
2023	$4,515.00 (-14.42%) Homeowner's exemption	$432,080 Land $22,390 Building $409,690	$432,080 Land $22,390 Building $409,690
2022	$5,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE CLIFFS private · serves 1,115 people · EPA ID TX1820061
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.86 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2025 Treatment failure resolved · Jan 2024 Total trihalomethanes resolved · Jan 2024
Treatment and Procedure	Corrosion control Apr 2018 Lead public education Dec 2017
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
New Source Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Nextlink, Verizon.

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