115 Harbour Town Dr, Graford, TX 76449 Property Records

Palo Pinto County property record for 115 Harbour Town Dr, Graford, TX 76449

Property Summary

Property Type	Single Family Home
Details	2,208 sqft · built 2007
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Dec 2020)
Tax Bill	$7,572 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`110252765.R83679`

Property Details

APN / Parcel Number

Primary APN	`110252765.R83679`
Alternative APN	`R000013514`

Interior

Building Area	2,208 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	10,803 sqft (0.248 acres)
Garage Area	672 sqft

Location & Zoning

Account Number	R000013514
Street Address	115 HARBOUR TOWN DR
City	GRAFORD
State	TX
Zip	76449-5129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLIFFS PHASE VIII LOT 204 G#C0250-08-00000-204-00-0
Legal Subdivision	CLIFFS PHASE VIII
Legal Phase	8
Legal Lot Number	204
Jurisdiction	PALO PINTO TX
Township / Civil Division	STRAWN-GORDON
Census Block Group	2
Census Block	2047
Census Tract	200

Owner

115 Harbour Town Dr is owned by two individuals who bought it in December 2020.

Source: Palo Pinto County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	71 COUNTY ROAD 521, ROPESVILLE, TX 79358-7800
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Vendor's Lien, Transfer · Conventional Mortgage PEOPLES BANK
Jul 23, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2020 · Amount on File
Deed Sale	Dec 31, 2020 · Amount on File
Prior Sale	Jul 23, 2020
Deed Document Number	20207580
Deed Book / Page	2352 / 580
Prior Transfer Date	Apr 6, 2006
Prior Transfer Doc	0000003323
Record Updated	Oct 29, 2026

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	Dec 31, 2020
Property Address	115 HARBOUR TOWN DR, GRAFORD, TX 76449-5129
Document Number	2352/580
Book / Page	2352 / 580
Map Reference	VOL 7 PG 50
Instrument Date	Dec 31, 2020
Instrument	2020-00007580
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	EAGLE TITLE/PALO PINTO COUNTY IN, EAGLE TTL OF PALO PINTO CNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 HIGHLAND HEATHER ST, 7, BIG SPRING, TX 79720-6635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 COUNTY ROAD 521, ROPESVILLE, TX 79358-7800

Mortgage

Document Number	202000007581
Date	Dec 31, 2020
Instrument	2020-00007581

Lender

Name	PEOPLES BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALO PINTO TX
Recording Date	Jul 23, 2020
Property Address	115 HARBOUR TOWN DR, GRAFORD, TX 76449-5129
Document Number	2326/647
Book / Page	2326 / 647
Map Reference	VOL 7 PG 50
Instrument Date	Jul 22, 2020
Instrument	2020-00003943
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16104 GALIANO CT, 16104, PUNTA GORDA, FL 33955-4106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 HIGHLAND HEATHER ST, BIG SPRING, TX 79720-6635

Tax Assessment & Valuation

The 2025 property tax bill for 115 Harbour Town Dr was $7,572, up 7.5% from the year before.

Source: Palo Pinto County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Palo Pinto County
Unified School District	Palo Pinto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,572.00 (+7.53%)	$581,970 Land $21,070 Building $560,900	$581,970 Land $21,070 Building $560,900
2024	$7,042.00 (+17.29%)
2023	$6,004.00 (-11.51%)	$442,870 Land $21,070 Building $421,800	$442,870 Land $21,070 Building $421,800
2022	$6,785.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Harbour Town Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Harbour Town Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE CLIFFS private · serves 1,115 people · EPA ID TX1820061
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.86 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2025 Treatment failure resolved · Jan 2024 Total trihalomethanes resolved · Jan 2024
Treatment and Procedure	Corrosion control Apr 2018 Lead public education Dec 2017
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
New Source Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Nextlink, Verizon.

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