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50 E Central Ave, Charlestown, RI 02813 Property Records

Charlestown Town property record for 50 E Central Ave, Charlestown, RI 02813

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,831 sqft · built 1979
Lot Size0.56 acres (24,394 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Nov 1999)
Tax Bill$6,724 (2025)
Deeds & MortgagesAug 2021 Mortgage
Apr 2019 Refinance
Flood ZoneZone AE (high risk)
APN26-0057-60

Property Details

APN / Parcel Number

Primary APN26-0057-60
Alternative APNs
  • CHAR M:2 L:545
  • M:002 B:545

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,831 sqft Living Area
Gross Area3,770 sqft
1st Floor Area1,063 sqft
Basement Area1,063 sqft
Unfinished Basement1,063 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,394 sqft (0.56 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number26-0057-60
Street Address50 E CENTRAL AVE
CityCHARLESTOWN
StateRI
Zip02813-1319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2A
Legal Lot Number545
JurisdictionCHARLESTOWN RI
Township / Civil DivisionCHARLESTOWN
Census Block Group3
Census Block3053
Census Tract51101

Owner

Source: Charlestown Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1 DEKALB AVE, 404, WHITE PLAINS, NY 10605-1533
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2021Deed of Trust, Mortgage · FHA Mortgage
LEADER BANK NA
Apr 1, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
LEADER BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 1999 · Amount on Record
Deed SaleNov 3, 1999 · Amount on Record
Deed Book / Page183 / 1063
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTOWN RI
Property Address50 E CENTRAL AVE, CHARLESTOWN, RI 02813-1319
Transaction TypeMortgage
Record UpdatedSep 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number478-111
DateAug 4, 2021
Book Page478/111
Instrument2157
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTOWN RI
Property Address50 E CENTRAL AVE, CHARLESTOWN, RI 02813-1319
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number445-832
DateApr 1, 2019
Book Page445/832
Instrument585
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Charlestown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCharlestown Town
Unified School DistrictChariho Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,724.00 (+3.3%)$1,133,900 (-) Land $655,400 Building $478,500$1,376,284
2023$6,509.00$1,133,900 Land $655,400 Building $478,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 282 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies282 in force
Nearby Flood Claims15 (1998–2021)
Claims Outside the SFHA5 of 15
Most Recent ClaimAug 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 9 claims
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 91% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemQUONOCHONTAUG EAST BEACH WATER ASSOCIATI
private · serves 300 people · EPA ID RI1647511
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb
Copper1.74 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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