45 E Central Ave, Charlestown, RI 02813 Property Records

Charlestown Town property record for 45 E Central Ave, Charlestown, RI 02813

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,260 sqft · built 1967
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,500 (Dec 2023)
Tax Bill	$4,729 (2025)
Deeds & Mortgages	Dec 2023 Sale Dec 2023 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`18-0405-00`

Property Details

APN / Parcel Number

Primary APN	`18-0405-00`
Alternative APNs	`CHAR M:2 L:540` `M:002 B:540`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,584 sqft
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	18-0405-00
Street Address	45 E CENTRAL AVE
City	CHARLESTOWN
State	RI
Zip	02813-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Lot Number	540
Jurisdiction	CHARLESTOWN RI
Township / Civil Division	CHARLESTOWN
Census Block Group	3
Census Block	3054
Census Tract	51101

Owner

Source: Charlestown Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 E CENTRAL AVE, CHARLESTOWN, RI 02813-1321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Executor's Deed, Transfer
Dec 26, 2023	Warranty Deed, Transfer
Nov 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2023 · Amount on Record
Deed Sale	Dec 26, 2023 · Amount on Record
Prior Sale	Dec 26, 2023 · Amount on Record
Last Transfer Date	Aug 4, 2025
Transfer Doc	000513-835
Record Updated	Oct 29, 2026

December 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CHARLESTOWN RI
Recording Date	Dec 26, 2023
Property Address	45 E CENTRAL AVE, CHARLESTOWN, RI 02813-1321
Document Number	000500-677
Book / Page	500 / 677
Instrument Date	Dec 14, 2023
Instrument	2022
Transaction Type	Transfer
Record Updated	Jan 4, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 E CENTRAL AVE, CHARLESTOWN, RI 02813-1321

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTOWN RI
Recording Date	Dec 26, 2023
Property Address	45 E CENTRAL AVE, CHARLESTOWN, RI 02813-1321
Document Number	000500-675
Book / Page	500 / 675
Instrument Date	Dec 6, 2023
Instrument	2021
Transaction Type	Transfer
Record Updated	Jan 4, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 E CENTRAL AVE, CHARLESTOWN, RI 02813-1321

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTOWN RI
Recording Date	Nov 20, 2018
Property Address	45 E CENTRAL AVE, CHARLESTOWN, RI 02813-1321
Document Number	442-537
Book / Page	000442 / 000537
Instrument Date	Jun 27, 2018
Instrument	2369
Transaction Type	Transfer
Record Updated	Dec 4, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 DONNEL RD VERNON ROCKVILLE CT 060662705, VERNON ROCKVILLE, CT 06066-2705

Tax Assessment & Valuation

Source: Charlestown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Charlestown Town
Unified School District	Chariho Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,729.00 (+3.3%)	$797,500 (-) Land $616,500 Building $181,000	$996,731
2023	$4,578.00	$797,500 Land $616,500 Building $181,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 282 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	282 in force
Nearby Flood Claims	15 (1998–2021)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 9 claims Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUONOCHONTAUG EAST BEACH WATER ASSOCIATI private · serves 300 people · EPA ID RI1647511
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb
Copper	1.74 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

45 E Central Ave, Charlestown, RI 02813 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2023: Executor's Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Central Ave

Nearby Streets

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