50 Dawn Dr, Morehead, KY 40351 Property Records

Rowan County property record for 50 Dawn Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	1,288 sqft · built 2000
Lot Size	0.509 acres (22,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,000 (Apr 2016)
Tax Bill	$828 (2025)
Deeds & Mortgages	May 2024 Line of Credit Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-00 00 022.25`

Property Details

APN / Parcel Number

Primary APN	`028-00 00 022.25`
Alternative APNs	`3426` `3460` `3636`

Interior

Stories	1 Story
Building Area	1,288 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,204 sqft (0.509 acres)
Garage Type	Attached
Garage Area	416 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	3636
Street Address	50 DAWN DR
City	MOREHEAD
State	KY
Zip	40351-8385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT #15 DAWN DRIVE
Legal Subdivision	BIG WOOD SUB
Legal Lot Number	15
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	2
Census Block	2001
Census Tract	950100

Owner

Source: Rowan County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 DAWN DR, MOREHEAD, KY 40351-8385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Deed of Trust, Mortgage · Line of Credit MOREHEAD COMMUNITY FCU
Sep 8, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2016 · Amount on Record
Deed Sale	Apr 20, 2016 · Amount on Record
Deed Document Number	2016397531
Deed Book / Page	259 / 514
Last Transfer Date	Aug 29, 2022
Transfer Doc	00D285/327
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	50 DAWN DR, MOREHEAD, KY 40351-8385
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 DAWN DR, MOREHEAD, KY 40351-8385

Mortgage

Document Number	000A470/28
Date	May 6, 2024
Book Page	A470/28
Instrument	2029740

Lender

Name	MOREHEAD COMMUNITY FCU
Type	Credit Union
Address	MOREHEAD, KY 40351

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 5, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN KY
Recording Date	Sep 8, 2022
Property Address	50 DAWN DR, MOREHEAD, KY 40351-8385
Document Number	00D285/327
Book / Page	D285 / 327
Map Reference	CAB 1 SL 610
Instrument Date	Aug 29, 2022
Instrument	2018824
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	NATIONS LENDING SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	50 DAWN DR, MOREHEAD, KY 40351-8385

Mortgage

Document Number	0002018830
Date	Sep 8, 2022
Instrument	2018830

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$828.00 (-1.78%)	$99,000 (-) Land $10,000 Building $89,000	$99,000 (-) Land $10,000 Building $89,000
2023	$843.00	$99,000 Land $10,000 Building $89,000	$99,000 Land $10,000 Building $89,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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