47 Dawn Dr, Morehead, KY 40351 Property Records

Rowan County property record for 47 Dawn Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$13,667 (Sep 2021)
Tax Bill	$1,104 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028-00 00 022.16`

Property Details

APN / Parcel Number

Primary APN	`028-00 00 022.16`
Alternative APNs	`8701` `8750` `9211`

Location & Zoning

Account Number	9211
Street Address	47 DAWN DR
City	MOREHEAD
State	KY
Zip	40351-8385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT #6 BIG WOODS SUBD
Legal Subdivision	BIG WOODS
Legal Lot Number	6
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	2
Census Block	2001
Census Tract	950100

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47 DAWN DR, MOREHEAD, KY 40351-8385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed, Transfer · FHA Mortgage US BANK NA
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRONTIER HOUSING INC
Sep 27, 2021	Warranty Deed, Transfer
Oct 19, 2020	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Oct 19, 2020 · Amount on Record
Deed Document Number	2012395
Deed Book / Page	A281 / 392
Record Updated	Jun 8, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Feb 18, 2026
Property Address	47 DAWN DR, MOREHEAD, KY 40351-8385
Document Number	00D298/664
Book / Page	D298 / 664
Map Reference	CAB 1 SL 610
Instrument Date	Feb 17, 2026
Instrument	2044501
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 CORNERSTONE DR, STAMPING GROUND, KY 40379-8300

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	47 DAWN DR, MOREHEAD, KY 40351-8385

Mortgage

Document Number	0002044504
Date	Feb 18, 2026
Instrument	2044504

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	47 DAWN DR, MOREHEAD, KY 40351-8385
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A426/630
Date	Nov 20, 2020
Book Page	A426/630
Instrument	2007317

Lender

Name	FRONTIER HOUSING INC
Type	Non-Lending Institution
Address	MOREHEAD, KY 40351

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Oct 7, 2021

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN KY
Recording Date	Sep 27, 2021
Property Address	47 DAWN DR, MOREHEAD, KY 40351-8385
Document Number	00A281/392
Book / Page	A281 / 392
Map Reference	CAB 1 SL 610
Instrument Date	Sep 27, 2021
Instrument	2012395
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5445 FLEMINGSBURG RD, MOREHEAD, KY 40351-9138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 DAWN DR, MOREHEAD, KY 40351-8385

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN KY
Recording Date	Oct 19, 2020
Property Address	47 DAWN DR, MOREHEAD, KY 40351-8385
Document Number	00D277/321
Book / Page	D277 / 321
Map Reference	CAB 1 SL 610
Instrument Date	Oct 7, 2020
Instrument	2006903
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 DAWN DR, MOREHEAD, KY 40351-8385

Mortgage

Document Number	0002006904
Date	Oct 19, 2020
Instrument	2006904

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	456 Months
Due	Oct 7, 2058

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,104.00 (-1.78%)	$132,000 (-) Land $13,667 Building $118,333	$132,000 (-) Land $13,667 Building $118,333
2023	$1,124.00	$132,000 Land $13,667 Building $118,333	$132,000 Land $13,667 Building $118,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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