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50 David St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 50 David St, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,529 sqft · built 1983
Lot Size0.574 acres (25,003 sqft)
Owner2 Individual Names on Record
Last Sale$396,500 (Nov 2018)
Tax Bill$5,740 (2026)
Deeds & MortgagesFeb 2020 Refinance
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9943-32

Property Details

APN / Parcel Number

Primary APN9943-32
Alternative APN
  • CUMB M:053 B:1778 L:000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,529 sqft Living Area
Gross Area4,322 sqft
1st Floor Area1,533 sqft
Basement Area1,533 sqft
Unfinished Basement1,533 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area25,003 sqft (0.574 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number9943-32
Street Address50 DAVID ST
CityCUMBERLAND
StateRI
Zip02864-2028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block1778
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group4
Census Block4002
Census Tract11403

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address50 DAVID ST, CUMBERLAND, RI 02864-2028
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
PAWTUCKET CU
Nov 5, 2018Warranty Deed, Transfer
CITIZENS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2018 · Amount on Record
Deed SaleNov 5, 2018 · Amount on Record
Deed Book / Page1787 / 658
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address50 DAVID ST, CUMBERLAND, RI 02864-2028
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1830-262
DateFeb 18, 2020
Book Page1830/262
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateNov 5, 2018
Property Address50 DAVID ST, CUMBERLAND, RI 02864-2028
Document Number1787-658
Book / Page1787 / 658
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$40.65
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number17870660
DateNov 5, 2018
Instrument01787/0660
Lender
NameCITIZENS BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueNov 5, 2048

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,740.00 (+1.54%)$573,400 (+24.46%) Land $230,700 Building $342,700$593,301
2025$5,653.00 (+5.6%)$460,700 (-) Land $153,800 Building $306,900
2023$5,353.00 (+5.21%)$460,700 (+35.74%) Land $153,800 Building $306,900
2022$5,088.00$339,400 Land $98,900 Building $240,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber		980 / 880

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