Cumberland Town property record for 47 David St, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,436 sqft · built 1967 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | Individual Name on File |
| Last Sale | $391,000 (Apr 2022) |
| Tax Bill | $4,113 (2025) |
| Deeds & Mortgages | Apr 2024 Refinance Feb 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-0008-55 |
| Primary APN | 3-0008-55 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,436 sqft Living Area |
| Gross Area | 3,182 sqft |
| 1st Floor Area | 1,436 sqft |
| Basement Area | 1,196 sqft |
| Unfinished Basement | 1,196 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,017 sqft (0.207 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 3-0008-55 |
|---|---|
| Street Address | 47 DAVID ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-2027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 1618 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 11403 |
Source: Cumberland Town records · APN 3-0008-55
Assessment roll updated June 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 47 DAVID ST, CUMBERLAND, RI 02864-2027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 09, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Feb 05, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Apr 28, 2022 | Deed, Transfer · Stand-Alone First Mortgage NAVIGANT CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 28, 2022 · Amount on Record |
| Deed Sale | Apr 28, 2022 · Amount on Record |
| Deed Book / Page | 1929 / 734 |
| Last Transfer Date | Jan 17, 2024 |
| Transfer Doc | 0001972-92 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 47 DAVID ST, CUMBERLAND, RI 02864-2027 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001975-611 |
|---|---|
| Date | Apr 09, 2024 |
| Book Page | 1975/611 |
| Instrument | 143432 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Feb 05, 2024 |
| Property Address | 47 DAVID ST, CUMBERLAND, RI 02864-2027 |
| Document Number | 0001972-92 |
| Book / Page | 1972 / 92 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 142584 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Apr 28, 2022 |
| Property Address | 47 DAVID ST, CUMBERLAND, RI 02864-2027 |
| Document Number | 001929-734 |
| Book / Page | 1929 / 734 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 132700 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47 DAVID ST, CUMBERLAND, RI 02864-2027 |
| Document Number | 0000132701 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 132701 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,113.00 (+5.6%) | $335,200 (-) Land $136,600 Building $198,600 |
| 2023 | $3,895.00 (+2.26%) | $335,200 (+31.92%) Land $136,600 Building $198,600 |
| 2022 | $3,809.00 | $254,100 Land $97,600 Building $156,500 |
Source: FEMA National Flood Hazard Layer as of June 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 469 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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