50 Co Rd 551, Centre, AL 35960 Property Records

Cherokee County property record for 50 Co Rd 551, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 986 sqft · built 1988
Lot Size	2.16 acres (94,082 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Dec 2020)
Tax Bill	$1,018 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-08-28-0-000-128.001`

Property Details

APN / Parcel Number

Primary APN	`13-13-08-28-0-000-128.001`
Alternative APNs	`ALT APN:1308280000128001` `211071` `221297`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	986 sqft Living Area
1st Floor Area	986 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	94,082 sqft (2.16 acres)
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	221297
Street Address	50 COUNTY ROAD 551
City	CENTRE
State	AL
Zip	35960-8040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW COR SEC 28;NE 142.6';NE 108.9';NE 115';W 130'TO RD &BEG;E 491';N 227.7';W 435';S ALG RD TO BEG
Legal Range	10E
Legal Township	10S
Legal Section	28
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	2
Census Block	2005
Census Tract	956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4272 STANLEY DR, POWDER SPRINGS, GA 30127-2920
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC
Dec 9, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2020 · Amount on Record
Deed Sale	Dec 9, 2020 · Amount on Record
Deed Document Number	2020215588
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Dec 9, 2020
Property Address	50 COUNTY ROAD 551, CENTRE, AL 35960-8040
Document Number	0000215588
Map Reference	DB A141 PG 1142
Instrument Date	Dec 8, 2020
Instrument	215588
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 COUNTY ROAD 551, CENTRE, AL 35960-8040

Mortgage

Document Number	0000215589
Date	Dec 9, 2020
Instrument	215589

Lender

Name	HOMETOWN LENDERS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Dec 9, 2020
Property Address	50 COUNTY ROAD 551, CENTRE, AL 35960-8040
Document Number	0000215588
Map Reference	DB A141 PG 1142
Instrument Date	Dec 8, 2020
Instrument	215588
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 COUNTY ROAD 551, CENTRE, AL 35960-8040

Mortgage

Document Number	0000215589
Date	Dec 9, 2020
Instrument	215589

Lender

Name	HOMETOWN LENDERS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,018.00 (+7.05%)
2025	$951.00	$14,140 (+10.47%) Land $12,600 Building $1,540	$226,600 (+6.34%) Land $126,000 Building $100,600
2024	Additional exemption filed	$12,800 (-39.96%) Land $11,260 Building $1,540	$213,100 (-) Land $112,500 Building $100,600
2023	$579.00 (-67.65%)	$21,320 (-16.65%)	$213,100 (-) Land $112,500 Building $100,600
2022	$1,790.00	$25,580 Land $22,500 Building $3,080	$213,100 Land $112,500 Building $100,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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