100 Co Rd 551, Centre, AL 35960 Property Records

Cherokee County property record for 100 Co Rd 551, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,407 sqft · built 2001
Lot Size	0.894 acres (38,947 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Apr 2017)
Tax Bill	$1,649 (2026)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`13-13-08-28-0-000-125.000`

Property Details

APN / Parcel Number

Primary APN	`13-13-08-28-0-000-125.000`
Alternative APNs	`ALT APN:1308280000125000` `31519`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,407 sqft Living Area
1st Floor Area	1,511 sqft
Upper Floors Area	896 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	38,947 sqft (0.894 acres)

Exterior Amenities

Porch	Patio
Porch Area	414 sqft
Deck Area	Deck Area
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	31519
Street Address	100 COUNTY ROAD 551
City	CENTRE
State	AL
Zip	35960-8041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE R/W INT CO RD 225 & CO RD 225 SPUR, NLY 510', E 337'TO 565' CONTOUR, NLY 102', W 337' CO RD 225', S 102' ALG R/W
Legal Range	10E
Legal Township	10S
Legal Section	28
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	2
Census Block	2005
Census Tract	956000

Owner

100 Co Rd 551 is owned and occupied by an individual who bought it in April 2017.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	100 COUNTY ROAD 551, CENTRE, AL 35960-8041
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2017 · Amount on File
Deed Sale	Apr 17, 2017 · Amount on File
Deed Document Number	2017197502
Record Updated	Oct 29, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 17, 2017
Property Address	100 COUNTY ROAD 551, CENTRE, AL 35960-8041
Document Number	197502
Instrument Date	Apr 17, 2017
Instrument	197502
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 MOUNTAIN VIEW CIR, 315, OCOEE, TN 37361-3467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 COUNTY ROAD 551, CENTRE, AL 35960-8041

Mortgage

Document Number	197503
Date	Apr 17, 2017
Instrument	197503

Lender

Name	CHEAHA BANK
Type	Non-Lending Institution
Address	ANNISTON, AL 36201

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 100 Co Rd 551 was $1,649 with a homeowner's exemption, up 7.2% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,649.00 (+7.22%)
2025	$1,538.00 (+3.78%) Homeowner's exemption	$34,180 (+4.08%) Land $12,600 Building $21,580	$379,000 (+3.69%) Land $126,000 Building $253,000
2024	$1,482.00 Additional exemption filed	$32,840 (-10.18%) Land $11,260 Building $21,580	$365,500 (-) Land $112,500 Building $253,000
2023	$1,482.00 Homeowner's exemption	$36,560 (+144.06%)	$365,500 (-) Land $112,500 Building $253,000
2022	$1,482.00 Homeowner's exemption	$14,980 Land $11,260 Building $3,720	$365,500 Land $112,500 Building $253,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 100 Co Rd 551 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Co Rd 551 is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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