50 Chapel St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 50 Chapel St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,435 sqft · built 1915
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on File
Last Sale$214,200 (May 2021)
Tax Bill$4,100 (2026)
Deeds & MortgagesDec 2025 Line of Credit
Sep 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN364-00016

Property Details

APN / Parcel Number

Primary APN364-00016
Alternative APN
  • CHIC M:0364 P:00016

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,435 sqft Living Area
Gross Area3,588 sqft
1st Floor Area1,148 sqft
AtticAttic
Attic Area1,148 sqft
Basement Area1,148 sqft
Unfinished Basement1,148 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,200 sqft (0.165 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number364-00016
Street Address50 CHAPEL ST
CityCHICOPEE
StateMA
Zip01020-1502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group3
Census Block3005
Census Tract811200

Owner

50 Chapel St is owned and occupied by an individual who bought it in May 2021.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address50 CHAPEL ST, CHICOPEE, MA 01020-1502
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2025Deed of Trust, Mortgage · Line of Credit
MASSMUTUAL FEDERAL CREDIT UNION
Sep 15, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
May 14, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ENVISION BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2021 · Amount on File
Deed SaleMay 14, 2021 · Amount on File
Deed Document Number202133257
Deed Book / Page23884 / 11
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address50 CHAPEL ST, CHICOPEE, MA 01020-1502
Transaction TypeMortgage
Record UpdatedDec 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number026137-436
DateDec 5, 2025
Book Page26137/436
Instrument58255
Lender
NameMASSMUTUAL FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term229 Months
DueJan 1, 2045
Interest
Rate TypeAdjustable Rate

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address50 CHAPEL ST, CHICOPEE, MA 01020-1502
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025154-513
DateSep 15, 2023
Book Page25154/513
Instrument43528
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term481 Months
DueOct 1, 2063
Interest
Rate TypeAdjustable Rate

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateMay 14, 2021
Property Address50 CHAPEL ST, CHICOPEE, MA 01020-1502
Document Number23884-11
Book / Page23884 / 11
Instrument DateMay 14, 2021
Instrument33257
Transaction TypeTransfer
Record UpdatedMay 28, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 SOULE RD, WILBRAHAM, MA 01095-2782

Mortgage

Document Number33258
DateMay 14, 2021
Instrument33258
Lender
NameENVISION BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 50 Chapel St was $4,100, up 5.5% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,100.00 (+5.48%)$269,000 (+4.91%) Land $104,900 Building $164,100$292,217 (-1.85%)
2025$3,887.00 (+5.42%)$256,400 (+2.64%) Land $95,800 Building $160,600$297,730
2024$3,687.00 (+6.5%)$249,800 (+9.32%) Land $93,900 Building $155,900
2023$3,462.00$228,500 Land $85,400 Building $143,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 50 Chapel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 50 Chapel St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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