45 Chapel St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 45 Chapel St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details1 ba · 720 sqft · built 1976
Lot Size0.169 acres (7,379 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Mar 2021)
Tax Bill$3,359 (2026)
Deeds & MortgagesMar 2021 Sale & Mortgage
Aug 2019 Sale
Flood ZoneZone X (minimal risk)
APN364-00010

Property Details

APN / Parcel Number

Primary APN364-00010
Alternative APN
  • CHIC M:0364 P:00010

Interior

Full Baths1 Bath
Total Rooms1 Room
Stories1 Story
Building Area720 sqft Living Area
Gross Area1,872 sqft
1st Floor Area720 sqft
Basement Area720 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,379 sqft (0.169 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number364-00010
Street Address45 CHAPEL ST
CityCHICOPEE
StateMA
Zip01020-1501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group3
Census Block3004
Census Tract811200

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address45 CHAPEL ST, CHICOPEE, MA 01020-1501
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
MORTGAGE NETWORK INC
Aug 9, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2021 · Amount on Record
Deed SaleMar 26, 2021 · Amount on Record
Prior SaleAug 9, 2019 · Amount on Record
Deed Document Number202120549
Deed Book / Page23787 / 147
Transfer Doc21284-58
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHICOPEE MA
Recording DateMar 26, 2021
Property Address45 CHAPEL ST, CHICOPEE, MA 01020-1501
Document Number23787-147
Book / Page23787 / 147
Instrument DateMar 26, 2021
Instrument20549
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 OXFORD PL, WEST SPRINGFIELD, MA 01089-2388

Mortgage

Document Number20550
DateMar 26, 2021
Instrument20550
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHICOPEE MA
Recording DateAug 9, 2019
Property Address45 CHAPEL ST, CHICOPEE, MA 01020-1501
Document Number22797-212
Book / Page022797 / 000212
Instrument DateAug 2, 2019
Instrument44811
Transaction TypeTransfer
Record UpdatedAug 27, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$720.75
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address936 GRAYSON DR #232 SPRINGFIELD MA 011191544, 232, SPRINGFIELD, MA 01119-1544

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,359.00 (+8.46%)$220,400 (+7.88%) Land $106,300 Building $114,100$243,631 (+10.21%)
2025$3,097.00 (+3.82%)$204,300 (+1.09%) Land $96,700 Building $107,600$221,065
2024$2,983.00 (+7.77%)$202,100 (+10.62%) Land $94,800 Building $107,300
2023$2,768.00$182,700 Land $86,200 Building $96,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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