50 Bernard St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 50 Bernard St, Chicopee, MA 01013

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,220 sqft · built 1988
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$264,900 (Sep 2019)
Tax Bill$5,009 (2025)
Deeds & MortgagesApr 2021 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN386-00050

Property Details

APN / Parcel Number

Primary APN386-00050
Alternative APN
  • CHIC M:0386 P:00050

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,220 sqft Living Area
Gross Area3,024 sqft
1st Floor Area1,220 sqft
Basement Area720 sqft
Unfinished Basement720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number386-00050
Street Address50 BERNARD ST
CityCHICOPEE
StateMA
Zip01013-1902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code5
Legal SubdivisionYVES DEMERS SURV
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group1
Census Block1009
Census Tract811102

Owner

Source: Hampden County and Chicopee City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address50 BERNARD ST, CHICOPEE, MA 01013-1902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Sep 20, 2019Quit Claim Deed, Transfer · FHA Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2019 · Amount on Record
Deed SaleSep 20, 2019 · Amount on Record
Prior SaleSep 30, 2008 · Amount on Record
Deed Document Number201954480
Deed Book / Page22863 / 517
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address50 BERNARD ST, CHICOPEE, MA 01013-1902
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number023806-153
DateApr 5, 2021
Book Page23806/153
Instrument22957
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateSep 20, 2019
Property Address50 BERNARD ST, CHICOPEE, MA 01013-1902
Document Number22863-517
Book / Page022863 / 000517
Instrument DateSep 18, 2019
Instrument54480
Transaction TypeTransfer
Record UpdatedOct 8, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,231.78
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 DAYTON ST SPRINGFIELD MA 011181726, SPRINGFIELD, MA 01118-1726

Mortgage

Document Number22863-526
DateSep 20, 2019
Book Page022863/000526
Instrument54483
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 19, 2049

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,009.00 (+5.23%)$330,400 (+2.45%) Land $100,700 Building $229,700$363,850
2024$4,760.00 (+5.12%)$322,500 (+7.9%) Land $98,700 Building $223,800
2023$4,528.00$298,900 Land $89,700 Building $209,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Bernard St

Nearby Streets

Search Property Records by Address or Parcel Number