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40 Bernard St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 40 Bernard St, Chicopee, MA 01013 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,016 sqft · built 1956
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (May 2015)
Tax Bill$3,617 (2025)
Deeds & MortgagesOct 2022 Mortgage
May 2026 Mortgage
Flood ZoneZone X (reduced by levee)
APN414-00003

Property Details

APN / Parcel Number

Primary APN414-00003
Alternative APN
  • CHIC M:0414 P:00003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,016 sqft Living Area
Gross Area2,542 sqft
1st Floor Area1,016 sqft
Basement Area1,016 sqft
Unfinished Basement1,016 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number414-00003
Street Address40 BERNARD ST
CityCHICOPEE
StateMA
Zip01013-1902
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group1
Census Block1009
Census Tract811102

Owner

Source: Hampden County and Chicopee City records · APN 414-00003

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address40 BERNARD ST, CHICOPEE, MA 01013-1902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
May 04, 2026Deed of Trust, Mortgage · FHA Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 15, 2015 · Amount on Record
Deed SaleMay 15, 2015 · Amount on Record
Prior SaleJan 24, 2002 · Amount on Record
Deed Document Number201524569
Deed Book / Page20705 / 426
Transfer Doc14795-269
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address40 BERNARD ST, CHICOPEE, MA 01013-1902
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024777-553
DateOct 25, 2022
Book Page24777/553
Instrument63291
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term277 Months
DueNov 01, 2045

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Recording DateMay 04, 2026
Property Address40 BERNARD ST, CHICOPEE, MA 01013-1902
Document Number0000019489
Book / Page26317 / 305
Instrument DateMar 11, 2026
Instrument202619489
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 BERNARD ST, CHICOPEE, MA 01013-1902

Mortgage

Document Number026317-305,
DateMay 04, 2026
Book Page26317/305
Instrument202619489
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term229 Months
DueJun 01, 2045
Interest
Rate6.09%
Max Rate-1%

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,617.00 (+3.4%)$238,600 (+0.68%) Land $88,500 Building $150,100$279,110
2024$3,498.00 (+8.03%)$237,000 (+10.9%) Land $86,800 Building $150,200
2023$3,238.00$213,700 Land $78,900 Building $134,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138111021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2008, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 418 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Chicopee Municipal Lighting PlantFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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