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50 2nd St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 50 2nd St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1998
Square Footage2,072 sqft Living Area
Lot Size10,062 sqft (0.231 acres)
OccupancyOwner Occupied
Last Sale$265,000 (2020)
Tax Bill$4,736.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0479-0110
Alternative APNs
  • 263001000104790110
  • 80526

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,072 sqft Living Area
Gross Area3,072 sqft Gross Area
1st Floor1,592 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1998
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Construction TypeFrame Construction
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,062 sqft (0.231 acres)
Depth X Width150 ft x 67 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area680 sqft Garage
Patio Area240 sqft Patio
Porch Area600 sqft Porch

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address50 2ND ST
CitySAINT CLOUD
StateFL
Zip34769-2444
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGALION GARDENS PB 1 PG 140 BLK 479 BEG AT SW COR, N 67 FT, E 150 FT, S 67 FT, W 150 FT AKA LOT 11 & S 17 FT LOT 12
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block479
Legal Lot Number11
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup5
Census Block5006
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0479-0110

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address50 2ND ST, SAINT CLOUD, FL 34769-2444
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Deed of Trust, Mortgage · Line of Credit
WEST CAPITAL LENDING INC
Apr 25, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
MORTGAGE LENDERS/AMERICA
Jul 26, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
MORTGAGE LENDERS/AMERICA
Jan 13, 2020Warranty Deed, Transfer
NOT AVAILABLE
Oct 04, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE LENDERS/AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 13, 2020 · Amount on Record
Deed SaleJan 13, 2020 · Amount on Record
Prior SaleOct 04, 2017 · Amount on Record
Deed Doc Number20206098
Deed Book / Page5657 / 298
Prior Transfer DateOct 01, 2017
Prior Transfer Doc0056570298
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address50 2ND ST, SAINT CLOUD, FL 34769-2444
Transaction TypeMortgage
Record UpdatedJun 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 2ND ST, SAINT CLOUD, FL 34769-2444

Mortgage

Document Number0068691363
DateOct 23, 2025
Book Page6869/1363
Instrument2025131428
Lender
NameWEST CAPITAL LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 15, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address50 2ND ST, SAINT CLOUD, FL 34769-2444
Document Number0055191150
Instrument DateApr 25, 2019
Transaction TypeMortgage
Record UpdatedMay 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 2ND ST ST CLOUD FL 347692444, ST CLOUD, FL 34769-2444

Mortgage

Document Number0055191150
DateMay 06, 2019
Book Page005519/001150
Instrument57864
Lender
NameMORTGAGE LENDERS/AMERICA
TypeMortgage Company
AddressOVERLAND PARK, KS 66211
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 05, 2049

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address50 2ND ST, SAINT CLOUD, FL 34769-2444
Document Number0053822170
Instrument DateJul 26, 2018
Transaction TypeMortgage
Record UpdatedAug 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 2ND ST ST CLOUD FL 347692444, ST CLOUD, FL 34769-2444

Mortgage

Document Number0053822170
DateAug 10, 2018
Book Page005382/002170
Instrument122131
Lender
NameMORTGAGE LENDERS/AMERICA
TypeMortgage Company
AddressOVERLAND PARK, KS 66211
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 09, 2048

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 13, 2020
Property Address50 2ND ST, SAINT CLOUD, FL 34769-2444
Document Number0056570298
Book / Page005657 / 000298
Instrument DateDec 01, 2017
Instrument6098
Transaction TypeTransfer
Record UpdatedJan 30, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,855.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address585 CLOVER LN KISSIMMEE FL 347464905, KISSIMMEE, FL 34746-4905

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 04, 2017
Property Address50 2ND ST, SAINT CLOUD, FL 34769-2444
Document Number0052172821
Book / Page005217 / 002821
Instrument DateSep 26, 2017
Instrument141493
Transaction TypeTransfer
Record UpdatedNov 10, 2017
Title CompanyEQUITABLE TITLE/DR PHILLIPS LL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 2ND ST ST CLOUD FL 347692444, ST CLOUD, FL 34769-2444

Mortgage

Document Number52172823
DateOct 04, 2017
Book Page005217/002823
Instrument141494
Lender
NameMORTGAGE LENDERS/AMERICA
TypeMortgage Company
AddressOVERLAND PARK, KS 66211
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 03, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,899.00 (+3.44%) Homeowner's exemption$316,583 (+5.99%)$393,700 (+14.45%) Land $60,000 Building $333,700
2024$4,736.00 (+2.51%)
2023$4,620.00 (+3.43%) Homeowner's exemption$298,700 (+3%)$344,000 (+18.62%) Land $55,000 Building $289,000
2022$4,467.00 Homeowner's exemption$290,000 Land $50,000 Building $240,000$290,000 Land $50,000 Building $240,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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