Osceola County property record for 2700 2nd St, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1973 |
| Square Footage | 1,526 sqft Living Area |
| Lot Size | 9,365 sqft (0.215 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $355,000 (2024) |
| Tax Bill | $2,525.00 (2024) |
| Primary APN | 01-26-30-0001-0452-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,526 sqft Living Area |
| Gross Area | 1,843 sqft Gross Area |
| 1st Floor | 1,526 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,365 sqft (0.215 acres) |
| Depth X Width | 150 ft x 62.5 ft Depth x Width |
| Garage Area | 294 sqft Garage |
| Porch Area | 317 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2700 2ND ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2125 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKEFRONT ADDN PB B PG 61-B & 62 BLK 452 S 62.5 FT LOT 5 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 452 |
| Legal Lot Number | 5 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 43400 |
Source: Osceola County records · APN 01-26-30-0001-0452-0050
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2700 2ND ST, SAINT CLOUD, FL 34769-2125 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 28, 2024 | Warranty Deed, Transfer · Conventional Mortgage ACOPIA LLC |
| Oct 21, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 28, 2024 · Amount on Record |
| Deed Sale | Feb 28, 2024 · Amount on Record |
| Prior Sale | Oct 21, 2020 · Amount on Record |
| Deed Doc Number | 202426226 |
| Deed Book / Page | 6556 / 2574 |
| Prior Transfer Date | Aug 31, 2005 |
| Prior Transfer Doc | 0029291536 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 28, 2024 |
| Property Address | 2700 2ND ST, SAINT CLOUD, FL 34769-2125 |
| Document Number | 0065562574 |
| Book / Page | 6556 / 2574 |
| Map Reference | MB B PG 61 |
| Instrument Date | Feb 27, 2024 |
| Instrument | 2024026226 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12449 SOPHIAMARIE LOOP, ORLANDO, FL 32828-7168 |
| Name | Verified Name |
|---|---|
| Address | 2700 2ND ST, SAINT CLOUD, FL 34769-2125 |
| Document Number | 0065562577 |
|---|---|
| Date | Feb 28, 2024 |
| Instrument | 6556/2577 |
| Name | ACOPIA LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 21, 2020 |
| Property Address | 2700 2ND ST, SAINT CLOUD, FL 34769-2125 |
| Document Number | 0058170324 |
| Book / Page | 5817 / 324 |
| Map Reference | MB B PG 61-64 |
| Instrument | 2020142489 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2021 |
| Title Company | HOUSE OF TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,561.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5170 MYSTIC POINT CT, 5170, ORLANDO, FL 32812-5322 |
| Name | Verified Name |
|---|---|
| Address | 2700 2ND ST, SAINT CLOUD, FL 34769-2125 |
| Document Number | 5817325 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 5817/325 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,579.00 (+120.95%) | $311,500 (+74.57%) Land $55,000 Building $256,500 | $311,500 (+29.68%) Land $55,000 Building $256,500 |
| 2024 | $2,525.00 (+2.89%) | ||
| 2023 | $2,454.00 (+3.9%) Homeowner's exemption | $178,443 (+3%) | $240,200 (+16.77%) Land $50,000 Building $190,200 |
| 2022 | $2,362.00 Homeowner's exemption | $173,246 | $205,700 Land $45,000 Building $160,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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