5 Zappula Dr, Torrington, CT 06790 Property Records

Torrington City property record for 5 Zappula Dr, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,278 sqft · built 1956
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Jan 2002)
Tax Bill	$5,670 (2026)
Deeds & Mortgages	Jul 2022 Refinance Jan 2026 Mortgage
APN	`003975`

Property Details

APN / Parcel Number

Primary APN	`003975`
Alternative APNs	`TORR M:103 B:005 L:004` `3975`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area
Gross Area	2,829 sqft
Basement Area	1,278 sqft
Unfinished Basement	1,278 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Flat
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	3975
Street Address	5 ZAPPULA DR
City	TORRINGTON
State	CT
Zip	06790-4460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S
Legal Block	5
Legal Lot Number	4
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	2
Census Block	2006
Census Tract	310803

Owner

5 Zappula Dr is owned and occupied by an individual who acquired it in January 2026.

Source: Torrington City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5 ZAPPULA DR, TORRINGTON, CT 06790-4460
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TORRINGTON MUNICIPAL & TEACHERS FCU
Jan 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE MARKETS CUSO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2002 · Amount on File
Deed Sale	Jan 3, 2002 · Amount on File
Deed Book / Page	769 / 1010
Last Transfer Date	Jan 6, 2026
Transfer Doc	001452-661
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	5 ZAPPULA DR, TORRINGTON, CT 06790-4460
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001369-820
Date	Jul 6, 2022
Book Page	1369/820
Instrument	2022-476917

Lender

Name	TORRINGTON MUNICIPAL & TEACHERS FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2042

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jan 15, 2026
Property Address	5 ZAPPULA DR, TORRINGTON, CT 06790-4460
Document Number	001452-661
Book / Page	1452 / 661
Instrument Date	Jan 6, 2026
Instrument	2026-505953
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026505955
Date	Jan 15, 2026
Instrument	2026-505955

Lender

Name	MORTGAGE MARKETS CUSO LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 5 Zappula Dr was $5,670, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,670.00 (-12.98%)	$169,470 (-) Land $35,840 Building $133,630	$305,616 (+157.62%)
2025	$6,516.00	$169,470 Land $35,840 Building $133,630	$118,629 Land $25,088 Building $93,541
2024	$6,516.00 (+40.22%)
2023	$4,647.00 (+1.75%)	$96,890 (-) Land $29,330 Building $67,560
2022	$4,567.00	$96,890 Land $29,330 Building $67,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5 Zappula Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Zappula Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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