Torrington City property record for 85 Zappula Dr, Torrington, CT 06790
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,266 sqft · built 1957 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $163,000 (May 2017) |
| Tax Bill | $6,022 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit May 2017 Sale & Mortgage |
| APN | 008200 |
| Primary APN | 008200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,266 sqft Living Area |
| Gross Area | 2,684 sqft |
| Basement Area | 1,266 sqft |
| Unfinished Basement | 1,026 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 8200 |
|---|---|
| Street Address | 85 ZAPPULA DR |
| City | TORRINGTON |
| State | CT |
| Zip | 06790-4460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | TORRINGTON CT |
| Township / Civil Division | TORRINGTON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 310803 |
85 Zappula Dr is owned and occupied by an individual who bought it in May 2017.
Source: Torrington City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 ZAPPULA DR, TORRINGTON, CT 06790-4460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · Line of Credit PENNYMAC LOAN SERVICES LLC |
| May 16, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2017 · Amount on File |
| Deed Sale | May 16, 2017 · Amount on File |
| Prior Sale | Feb 4, 2016 · Amount on File |
| Deed Book / Page | 1247 / 854 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | May 7, 2026 |
| Property Address | 85 ZAPPULA DR, TORRINGTON, CT 06790-4460 |
| Document Number | 001460-894 |
| Book / Page | 1460 / 894 |
| Instrument Date | May 2, 2026 |
| Instrument | 2026509873 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 85 ZAPPULA DR, TORRINGTON, CT 06790-4460 |
| Document Number | 0000509873, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 1460/894 |
| Instrument | 2026509873 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | May 16, 2017 |
| Property Address | 85 ZAPPULA DR, TORRINGTON, CT 06790-4460 |
| Document Number | 1247-854 |
| Book / Page | 001247 / 000854 |
| Instrument Date | May 16, 2017 |
| Instrument | 430952 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2017 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $163.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 ZAPPULA DR TORRINGTON CT 067904460, TORRINGTON, CT 06790-4460 |
| Document Number | 1247-856 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 001247/000856 |
| Instrument | 430953 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2047 |
The 2026 property tax bill for 85 Zappula Dr was $6,022, down 13% from the year before.
Source: Torrington City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Torrington City |
| Unified School District | Torrington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,022.00 (-12.98%) | $179,970 (-) Land $37,730 Building $142,240 | $317,322 (+151.88%) |
| 2025 | $6,920.00 | $179,970 Land $37,730 Building $142,240 | $125,979 Land $26,411 Building $99,568 |
| 2024 | $6,920.00 (+37.66%) | ||
| 2023 | $5,027.00 (+1.74%) | $104,820 (-) Land $30,870 Building $73,950 | |
| 2022 | $4,941.00 | $104,820 Land $30,870 Building $73,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 85 Zappula Dr.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 85 Zappula Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Mar 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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