Frederick County property record for 5 Windward Ct, Thurmont, MD 21788
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,918 sqft · built 1990 |
| Lot Size | 0.068 acres (2,963 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,500 (Jun 2017) |
| Tax Bill | $3,658 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-351039 |
| Primary APN | 15-351039 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,918 sqft Living Area |
| 1st Floor Area | 698 sqft |
| Basement Area | 540 sqft |
| Finished Basement | 540 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,963 sqft (0.068 acres) |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 351039 |
|---|---|
| Street Address | 5 WINDWARD CT |
| City | THURMONT |
| State | MD |
| Zip | 21788-1666 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 3 BLK. A 2963 SQ. FT. CATOCTIN MEADOWS |
| Legal Subdivision | CATOCTIN MDWS |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 2 |
| Census Block | 2076 |
| Census Tract | 752900 |
5 Windward Ct, a townhouse, is owned and occupied by an individual who bought it in June 2017.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 WINDWARD CT, THURMONT, MD 21788-1666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 5, 2017 | Grant Deed, Transfer CENTURY LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2017 · Amount on File |
| Deed Sale | Jun 15, 2017 · Amount on File |
| Prior Sale | Oct 5, 2011 · Amount on File |
| Deed Document Number | 201711874-0458 |
| Deed Book / Page | 11874 / 458 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5 WINDWARD CT, THURMONT, MD 21788-1666 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0159270231 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 15927/231 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 5, 2017 |
| Property Address | 5 WINDWARD CT, THURMONT, MD 21788-1666 |
| Document Number | 0118740458 |
| Book / Page | 011874 / 000458 |
| Instrument Date | Jun 5, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 5 WINDWARD CT THURMONT MD 217881666, THURMONT, MD 21788-1666 |
| Document Number | 118740487 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 011874/000487 |
| Name | CENTURY LNDG |
|---|---|
| Address | 9931 CORPORATE CAMPUS DR # 1200, LOUISVILLE, KY 40223-5045 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 4, 2047 |
The 2025 property tax bill for 5 Windward Ct was $3,658.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,800 Land $50,000 Building $209,800 | $259,800 Land $50,000 Building $209,800 | |
| 2025 | $3,658.00 | ||
| 2023 | $2,991.00 | $194,500 Land $50,000 Building $144,500 | $194,500 Land $50,000 Building $144,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Windward Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Windward Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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