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1 Windward Ct, Thurmont, MD 21788 Property Records

Frederick County property record for 1 Windward Ct, Thurmont, MD 21788

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,374 sqft · built 1990
Lot Size0.089 acres (3,890 sqft)
OwnerIndividual Name on File
Last Sale$198,000 (Jul 2017)
Tax Bill$3,919 (2025)
Deeds & MortgagesSep 2022 Second Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-351012

Property Details

APN / Parcel Number

Primary APN15-351012
Alternative APN
  • 351012

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,374 sqft Living Area
1st Floor Area694 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,890 sqft (0.089 acres)
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number351012
Street Address1 WINDWARD CT
CityTHURMONT
StateMD
Zip21788-1666
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR3
Legal DescriptionLOT 1 BLK. A 3890 SQ. FT. CATOCTIN MEADOWS
Legal SubdivisionCATOCTIN MEADOWS
Legal BlockA
Legal Lot Number1
JurisdictionFREDERICK MD
Township / Civil Division15, THURMONT
Census Block Group2
Census Block2076
Census Tract752900

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1 WINDWARD CT, THURMONT, MD 21788-1666
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FREEDOM MORTGAGE CORP
Jul 26, 2017Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2017 · Amount on File
Deed SaleJul 26, 2017 · Amount on File
Prior SaleFeb 2, 2011 · Amount on File
Deed Document Number201711944-0331
Deed Book / Page11944 / 331
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1 WINDWARD CT, THURMONT, MD 21788-1666
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 WINDWARD CT, THURMONT, MD 21788-1666

Mortgage

Document Number0161320409
DateSep 14, 2022
Book Page16132/409
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term299 Months
DueAug 1, 2047

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJul 26, 2017
Property Address1 WINDWARD CT, THURMONT, MD 21788-1666
Document Number0119440331
Book / Page11944 / 0331
Map ReferenceMB44 PG79
Instrument DateJul 20, 2017
Instrument11944-0331
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyUNITED TITLE SERVICE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 WINDWARD CT, THURMONT, MD 21788-1666

Mortgage

Document Number119440338
DateJul 26, 2017
Instrument11944-0338
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityThurmont Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$276,300 (+29.35%) Land $50,000 Building $226,300$276,300 (+29.35%) Land $50,000 Building $226,300
2025$3,919.00 (+19.63%)
2023$3,276.00$213,600 Land $50,000 Building $163,600$213,600 Land $50,000 Building $163,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1985)
Most Recent ClaimNov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF THURMONT
serves 6,200 people · EPA ID MD0100023
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2025
Lead4 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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