Charles County property record for 5 Willow Ln, La Plata, MD 20646
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,440 sqft · built 1977 |
| Lot Size | 0.312 acres (13,607 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $132,000 (Dec 2002) |
| Tax Bill | $9,052 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-029622 |
| Primary APN | 01-029622 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,607 sqft (0.312 acres) |
| Deck Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 029622 |
|---|---|
| Street Address | 5 WILLOW LN |
| City | LA PLATA |
| State | MD |
| Zip | 20646-5924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | L-4 S-2 WILLOW LANE SUB TOWN OF LA PLATA |
| Legal Subdivision | TOWN OF LA PLATA |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 851003 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 552 WILLOW LN, LA PLATA, MD 20646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2002 · Amount on Record |
| Deed Sale | Dec 20, 2002 · Amount on Record |
| Prior Sale | Oct 27, 1989 · Amount on Record |
| Deed Document Number | 200258602 |
| Deed Book / Page | 3831 / 266 |
| Transfer Doc | 0049610252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5 WILLOW LN, LA PLATA, MD 20646-5924 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 5 WILLOW LN, LA PLATA, MD 20646-5924 |
| Document Number | 0138480345 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 13848/345 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2045 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,000 (+6.43%) Land $110,200 Building $198,800 | $309,000 (-) Land $110,200 Building $198,800 | |
| 2025 | $9,052.00 (+136.28%) Homeowner's exemption | $290,333 (+14.76%) | $309,000 (+22.13%) Land $110,200 Building $198,800 |
| 2023 | $3,831.00 Homeowner's exemption | $253,000 Land $110,200 Building $142,800 | $253,000 Land $110,200 Building $142,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures