Charles County property record for 1 Willow Ln, La Plata, MD 20646
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,104 sqft · built 1977 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $193,000 (Jun 2010) |
| Tax Bill | $6,083 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Jan 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-029606 |
| Primary APN | 01-029606 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | 029606 |
|---|---|
| Street Address | 1 WILLOW LN |
| City | LA PLATA |
| State | MD |
| Zip | 20646-5924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | L-2 S-2 WILLOW LANE SUB TOWN OF LA PLATA |
| Legal Subdivision | TOWN OF LA PLATA |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 851003 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 WILLOW LN, LA PLATA, MD 20646-5924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Jan 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Mar 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2010 · Amount on Record |
| Deed Sale | Jun 21, 2010 · Amount on Record |
| Prior Sale | Sep 25, 2009 · Amount on Record |
| Deed Document Number | 201017610 |
| Deed Book / Page | 7176 / 442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1 WILLOW LN, LA PLATA, MD 20646-5924 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | COUNSEL TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1 WILLOW LN, LA PLATA, MD 20646-5924 |
| Document Number | 0124750478 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 12475/478 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | LA PLATA, MD 20646 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1 WILLOW LN, LA PLATA, MD 20646-5924 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | TRUSTED TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0105030493 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 10503/493 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | LAKEWOOD, NJ 08701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 32 Months |
| Due | Sep 8, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1 WILLOW LN, LA PLATA, MD 20646-5924 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | TRUSTED TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0110420354 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 11042/354 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,300 (+19.57%) Land $110,000 Building $153,300 | $263,300 (+19.57%) Land $110,000 Building $153,300 | |
| 2025 | $6,083.00 (+140.24%) | ||
| 2023 | $2,532.00 (-15.35%) Homeowner's exemption | $220,200 (+5.33%) Land $110,000 Building $110,200 | $220,200 (-) Land $110,000 Building $110,200 |
| 2022 | $2,991.00 Homeowner's exemption | $209,067 | $220,200 Land $110,000 Building $110,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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